1035 Harvest Moon Lane, Algonquin Highlands, ON

$749,900
MLS#:X13026138
3 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Stanhope. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $749,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 65 x 138 ft lot
  • Features a half, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
  • Efficient forced air heating via propane

Description

Set on the shores of Halls Lake in Algonquin Highlands, this well-maintained cottage offers a warm and inviting way to enjoy waterfront living. With eastern exposure, mornings are filled with soft natural light and open lake views-perfect for starting the day with a coffee by the water. The main cottage offers just over 930 square feet of living space, finished in low-maintenance vinyl siding. Inside, the layout is practical and comfortable, featuring three bedrooms and a 3-piece bathroom with heated flooring for added comfort. The property is serviced by a septic system and 200-amp electrical. Stairs lead down to the waterfront, where clear, deep water off the dock makes swimming and boating easy to enjoy. A dock is already in place for convenient lake access. At the water's edge, the 224 square foot boathouse adds charm and extra space, complete with a guest bedroom and a peaceful, right-by-the-water setting-perfect for relaxing afternoons and quiet evenings by the lake. Outdoor living is centered around the shoreline, with a firepit area overlooking the water and an easy flow from the cottage to the lake. Access is via a year-round private road. Halls Lake is well known for its excellent fishing, clean water, and great boating, offering something for everyone. Located just 20 minutes to Minden and 25 minutes to Haliburton, with The Pepper Mill Steak and Pasta House, a convenience store, and Mason Jar Food Company all within 10 minutes, this property offers both comfort and convenience in a beautiful lakeside setting.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date4/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementHalf, Unfinished
Lot Size65 × 138 Feet
CountyHaliburton
Annual Tax$2,219
Legal DescriptionPT LT 10 CON 9 STANHOPE AS IN H260174; T/W H260174 TOWNSHIP OF ALGONQUIN HIGHLANDS

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

Beach, Golf, Library, Place Of Worship, Rec./Commun.Centre, School Bus Route

Interior Features

Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned

Security Features

None

Community Features

Location

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1035 Harvest Moon Lane, Algonquin Highlands, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1035 Harvest Moon Lane, Algonquin Highlands, ON K0M 1S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Algonquin Highlands.

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Interest Rate5.25%
Down Payment$49,990 (6.7%)
* Minimum Canadian down payment required for this price is $49,990.
Amortization Period25 Years
Estimated Monthly Payment$4,171Based on a loan of $699,910 over 25 years.
Purchase Price$749,900
Loan Amount$699,910
Provincial Land Transfer Tax:$11,473
Total Estimated Closing Taxes:$11,473

About Purchasing a Home in Algonquin Highlands, ON

For a property listed at $749,900 in Algonquin Highlands, the legal minimum down payment is $49,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,473 for this transaction. As this listing is in Algonquin Highlands (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stanhope, Algonquin Highlands.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$854,695

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.