1089 Thumb Creek Trail, Algonquin Highlands, ON
Property no longer active
This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of McClintock. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 150 x 298 ft lot
- Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available
- Notable attributes: Guest Accommodations, Storage, Water Heater Owned
- Efficient baseboard heating via electric
Description
Calling all sunset seekers to beautiful Oxtongue Lake, gateway to Algonquin Park! Your adventure headquarters await at this 3 season rustic charmer, turn-key & ready for summer fun. Show up with your groceries & good vibes to start enjoying all this .95 acre property with 150' of west facing frontage has to offer. Accessed via private road, the forested driveway is steep up then steep down to the cottage in a very private, peaceful setting with Crown land behind for exploring. Compact cottage is slightly elevated from the lake providing for incredible sunset vistas. New decks lead from the parking area to the pine lined bunkie and into the main floor hallway leading to 2 bdrms, bathrm & the cozy living area with lake views. Head downstairs past a good sized storage room to the lower walkout level, home to an open kitchen/dining area overlooking the stone patio & lake. Exit the kitchen to a level grassy area with firepit, head across the patio down the new stairs to the dryland boathouse with its large lakeside upper deck, perfect for lake breezes, lazy summer days, sunset watching & star gazing. Lower level sunbathing deck next to the lapping waves. Large open boathouse space is ideal for rainy day fun, games area or siestas by the water & great winter storage space for gear. Step down to the dock to swim or head out paddling or boating. Oxtongue is a medium sized lake beloved by generations of cottagers for its friendly community, sparkling waters, sandy shores, great paddling & plenty of space for watersports. Paddle out of your bay up the Oxtongue River to the gorgeous Ragged Falls or paddle/portage right from nearby Algonquin Park to your dock. With depths up to 88' and 21km's of shoreline, fishing for lake trout, pike & bass is excellent. Enjoy walks/biking on quiet cottage roads from your door or head for Algonquin, minutes away, to hike its many trails. Excellent rental history as well. Baseboard heaters for cool nights/shoulder season. Memory making awaits!
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Property Summary
This detached home located at 1089 Thumb Creek Trail, Algonquin Highlands is currently for sale and has been available on SousaSells for 409 days. This property is listed at $599,000 with an estimated mortgage of $1,994* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 1089 Thumb Creek Trail, Algonquin Highlands is in the McClintock neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Beach, Lake Access, Lake/Pond, Sloping, Wooded/Treed, Waterfront
Interior Features
Guest Accommodations, Storage, Water Heater Owned
Security Features
Community Features
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Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 1089 Thumb Creek Trail, Algonquin Highlands, ON P0A 1H0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Algonquin Highlands, ON
For a property listed at $599,000 in Algonquin Highlands, the legal minimum down payment is $34,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,455 for this transaction. As this listing is in Algonquin Highlands (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.