450 Victoria Street, Arran-Elderslie, ON

$374,900
MLS#:X12740326
3 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Arran-Elderslie. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $374,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 85 x 255.16 ft lot
  • Features a partial basement, exposed rock, crawl space, unfinished, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Separate Heating Controls, Water Heater Owned
  • Efficient baseboard heating via electric

Description

Lovely century home on a large waterfront lot in Paisley is now available for you to enjoy! Seller is finishing up a few cosmetics but you'll want to see this well priced home, and maybe you'll take over a bit of painting or trim? From the covered front porch you'll walk in to a large eat-in kitchen with a pantry! Primary and second bedrooms are on the main floor, with laundry facilities making up part of the Primary Suite. Large living-room showcases original features along with a glowing gas fireplace. Back of the house has a spacious three season enclosed Sunroom with views across the back yard to the pergola and Willow Creek! Upstairs is a roomy loft with water views, leading to bedroom number three! Tucked away is a practical storage room/closet. Lot is flat with sloping banks leading down to Willow Creek which is perfect for fishing or frogging! Beautiful setting well placed near the grocery store and other downtown amenities, yet quietly tucked away. Older detached garage adds icing on the cake! Welcome home!

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 15, 2026
Sold price information is available to members only
Listed Date1/28/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementPartial Basement, Exposed Rock, Crawl Space, Unfinished, Walk-Up
Lot Size85 × 255.16 Feet
CountyBruce
Annual Tax$1,913
Legal DescriptionPT LT 3 E/S VICTORIA ST N PL 255 (SUBDIVISION OF LT 35 W/S QUEEN ST N); PT LT 4 E/S VICTORIA ST N PL 255 (SUBDIVISION OF LT 35 W/S QUEEN ST N); PT LT 5 E/S VICTORIA ST N PL 255 (SUBDIVISION OF LT 35 W/S QUEEN ST N) AS IN R367136 S OF WILLOW CREEK; S/T R221817; ARRAN-ELDERSLIE

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

River/Stream, Waterfront, School, Rec./Commun.Centre, Library, Park

Interior Features

Primary Bedroom - Main Floor, Separate Heating Controls, Water Heater Owned, Storage

Security Features

Community Features

Location

Initializing map...
450 Victoria Street, Arran-Elderslie, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 450 Victoria Street N, Arran-Elderslie, ON N0G 2N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Arran-Elderslie.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$18,745 (5.0%)
* Minimum Canadian down payment required for this price is $18,745.
Amortization Period25 Years
Estimated Monthly Payment$2,122Based on a loan of $356,155 over 25 years.
Purchase Price$374,900
Loan Amount$356,155
Provincial Land Transfer Tax:$4,099
Total Estimated Closing Taxes:$4,099

About Purchasing a Home in Arran-Elderslie, ON

For a property listed at $374,900 in Arran-Elderslie, the legal minimum down payment is $18,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,099 for this transaction. As this listing is in Arran-Elderslie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,099.

Nearby Listings

Distance:

No current listings found in Arran-Elderslie.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Arran-Elderslie.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$649,258

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.