638 Derbyshire Point Lane, Athens, ON

$609,000
MLS#:X13805264
3 beds
1 baths
< 700 sqft
4.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 1 Bath Home at 638 Derbyshire Point Lane Athens ON listed at $609,000 (MLS# X13805264) - Main View
For Sale
Added:Sep 18, 2026(1 day ago)
Updated:Sep 19, 2026(today)
Last Checked:6 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Athens. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $609,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 74.38 x 123.49 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Carpet Free, Water Heater Owned
  • Efficient baseboard heating via electric

Description

Turnkey and ready to enjoy, this 3-bedroom, 1-bath Charleston Lake cottage offers 74 feet of waterfront, a sandy beach and gorgeous south views across Big Waters. Swim from your own shoreline, head out for a day of boating, gather around the waterside fire-pit or enjoy cooler days by the wood-burning insert (WETT Sept. 2026). Multiple decks provide plenty of space to relax and entertain, while conservation land at the rear adds privacy and a beautiful natural backdrop. An established rental history offers added flexibility. Charleston Lake spans an impressive 6,220 acres with 94 miles of shoreline, approximately 100 islands, three public boat launches and two marinas, offering endless opportunities to explore. Sand Bay County Park is approximately 1 km away, with an additional sandy beach, picnic area and trails. With excellent year-round private road access, this is a wonderful opportunity to make Charleston Lake part of your life.

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Property Summary

This detached home located at 638 Derbyshire Point Lane, Athens is currently for sale and has been available on SousaSells for 1 day. This property is listed at $609,000 with an estimated mortgage of $2,027* per month. It has 3 beds, 1 bathroom, and is < 700 square feet. 638 Derbyshire Point Lane, Athens is in the Athens neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Athens, Athens.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •< 700 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Athens.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$609,000
AddedSep 18, 2026 (1 day ago)
UpdatedSep 19, 2026 (today)
Last Checked6 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX RISE EXECUTIVES, BROKERAGE

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementFinished with Walk-Out
Lot Size74.38 Ă— 123.49 Feet
CountyLeeds and Grenville
Annual Tax$3,743.69
Rental ItemsNone
Legal DescriptionPT LT 20 CON 8 ESCOTT PT 1 TO 4 28R10402 S/T & T/W LR324577; T/W LR241837, LR241838; ATHENS

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

  • Golf
  • Lake/Pond
  • Marina
  • Terraced
  • Waterfront

Interior Features

  • Carpet Free
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Athens Home Buyer Advisory & Market HubActive MLS® Listing in Athens, Ontario

Looking to Buy a Home in Athens?

If you are looking for a house in Athens or researching Athens real estate for sale, this 3-bedroom detached at 638 Derbyshire Point Lane, Athens, ON offers an exceptional opportunity to buy a home in Athens, Ontario. Whether you are a first-time Athens home buyer or comparing active Athens MLS® homes for sale, working with a dedicated Athens buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Athens Homes for Sale & MLS® Listings

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Dedicated Athens Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Athens realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Athens Buyer Budget & Costs

Estimated mortgage: $2,027*/month*. Estimated Ontario Land Transfer Tax: $8,655. First-time Athens home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Athens

Frequently Asked Questions about 638 Derbyshire Point Lane, Athens, ON

Q.What is the asking price for 638 Derbyshire Point Lane, Athens, ON ?

The current listing price for 638 Derbyshire Point Lane, Athens, ON in Athens, Athens is $609,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately < 700 sqft.

Q.What property type and architectural style is 638 Derbyshire Point Lane, Athens, ON ?

638 Derbyshire Point Lane, Athens, ON is a Detached (Bungalow) featuring a Finished with Walk-Out basement.

Q.What key property features does 638 Derbyshire Point Lane, Athens, ON offer?

Key property features include: Golf, Lake/Pond, Marina, Terraced, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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Location

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638 Derbyshire Point Lane, Athens, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Athens, Athens

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 638 Derbyshire Point Lane, Athens, ON K0E 1B0

Estimated Sales Range
$579,000 - $597,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Athens.

Configure Loan Settings

Interest Rate4.00%
Down Payment$182,700 (30.0%)
* Minimum Canadian down payment required for this price is $35,900.
Amortization Period30 Years
Estimated Monthly Payment$2,027Based on a loan of $426,300 over 30 years.
Purchase Price$609,000
Loan Amount$426,300
Provincial Land Transfer Tax:$8,655
Total Estimated Closing Taxes:$8,655

About Purchasing a Home in Athens, ON

For a property listed at $609,000 in Athens, the legal minimum down payment is $35,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,655 for this transaction. As this listing is in Athens (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,655.

Similar Listings in Athens, Athens

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Athens, Athens Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Athens, Athens.

Verified Local Data
City Population656,480
City Median Age35.8 Yrs
City Ownership76% Owners
Avg Area List Price$358,357

People & Families

Age Distribution

Household Composition

One-person households
14%
Families with children
58%
Couples without children
20%
Other households
8%

Top Ethnic Origins

Indian42%
Canadian10%
English6%
Jamaican5%

Best Schools in Athens, Athens

Elementary Schools

Pineview
Public8 George Street, Athens, Ontario, K0E 1B0
4.2

Secondary Schools

Athens
Public21 Church Street, Athens, Ontario, K0E 1B0
3.9

Athens, Athens Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied76%
Rented24%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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