23 Spruce Street, Aylmer, ON

$495,000
MLS#:X13018952
4 beds
2 baths
1500-2000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Aylmer. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $495,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 132 x 77 ft lot
  • Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This beautifully updated 4-bedroom, 2-bath home offers the perfect blend of city convenience and an urban cottage retreat, nestled in a quiet, desirable neighborhood. Thoughtfully upgraded throughout, this home provides a warm, inviting atmosphere that feels like an escape from the everyday. The kitchen has been refreshed with modern cabinetry and new flooring, combining style and functionality, while the convenient main floor laundry adds everyday ease. Unwind in the spa-inspired main floor bathroom, featuring heated floors and a relaxing sunken tub for your own private retreat. The spacious primary bedroom offers comfort and tranquility, ideal for recharging at the end of the day. The fully finished lower level enhances the home's cozy charm, with a welcoming family room complete (with option for a fireplace insert) and wet bar - perfect for relaxed evenings or entertaining guests. Attached garage, a 16' x 16' workshop plus a 12' x 12' storage area provide ample space for hobbies and organization. Step outside to your own backyard oasis, where beautifully landscaped grounds, covered porch, private patio area and the charming fishpond create a peaceful, nature-inspired setting-bringing the feel of cottage living right at home.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 18, 2026
Sold price information is available to members only
Listed Date4/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementPartially Finished, Full
Lot Size132 × 77 Feet
CountyElgin
Annual Tax$3,941
Legal DescriptionLT 52 W/S CEDAR ST PL 74 AYLMER; PT LT 53 W/S CEDAR ST PL 74 AYLMER AS IN E226366; AYLMER

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Other, Storage

Security Features

Community Features

Location

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23 Spruce Street, Aylmer, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 23 Spruce Street W, Aylmer, ON N5H 1B2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Aylmer.

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Interest Rate5.25%
Down Payment$24,750 (5.0%)
* Minimum Canadian down payment required for this price is $24,750.
Amortization Period25 Years
Estimated Monthly Payment$2,802Based on a loan of $470,250 over 25 years.
Purchase Price$495,000
Loan Amount$470,250
Provincial Land Transfer Tax:$6,375
Total Estimated Closing Taxes:$6,375

About Purchasing a Home in Aylmer, ON

For a property listed at $495,000 in Aylmer, the legal minimum down payment is $24,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,375 for this transaction. As this listing is in Aylmer (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,375.

Nearby Listings

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No current listings found in Aylmer.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Aylmer, Aylmer.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$731,573

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Assumption
Public42 Elk Street, Aylmer, Ontario, N5H 1P6
2.3
Summers' Corners
Public50576 Highway 3, Aylmer, Ontario, N5H 2R1
5.2

Secondary Schools

East Elgin
Public362 Talbot Street West, Aylmer, Ontario, N5H 1K6
4.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.