294 TALBOT Street, Aylmer, ON

$434,900
MLS#:X12025680
3 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on March 31, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised semi-detached located in the coveted neighborhood of Aylmer. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $434,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 43.33 x 101 ft lot
  • Features a apartment, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned, Central Vacuum, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Opportunity Knocks in Aylmer! Raised bungalow built in 1995, in prime condition with a lower-level suite. A total of 1,702 sq. ft. of finished living space. The main foyer provides split entry to both units, allowing for separate entrances. The upper level features two bedrooms, a full bathroom, and a kitchen/living area with patio door access to the back deck. Bright and inviting with plenty of natural light. The lower-level suite is partially above grade and includes a bedroom, full bathroom, kitchenette, and living room. Furnace and AC updated in the last four years. The garage has been converted into a mudroom/laundry space with storage but can easily be reverted. The home also transitions seamlessly into a single-family residence. Parking for three cars in the driveway. A remarkable opportunity for buyers seeking a mortgage helper, investors, or those looking for an affordable single-family home. Prime location just outside Aylmers core - walk to all amenities. Outstanding value and no sacrifice on quality!

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Property Summary

This detached home located at 294 TALBOT Street, Aylmer is currently for sale and has been available on SousaSells for 487 days. This property is listed at $434,900 with an estimated mortgage of $1,448* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 294 TALBOT Street, Aylmer is in the Aylmer neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 31, 2025
Sold price information is available to members only
Listed Date3/18/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding, Brick
BasementApartment, Finished
Lot Size43.33 × 101 Feet
CountyElgin
Annual Tax$2,962
Legal DescriptionPART OF BLOCK B S/S TALBOT ST PLAN 164 DESIGNATED AS PART 2, 11R5925; TOWN OF AYLMER

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, Place Of Worship, School Bus Route, School, Rec./Commun.Centre

Interior Features

Water Heater Owned, Central Vacuum, In-Law Suite

Security Features

Smoke Detector

Community Features

Location

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294 TALBOT Street, Aylmer, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 294 TALBOT Street E, Aylmer, ON N5H 1H7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Aylmer.

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Interest Rate4.00%
Down Payment$130,470 (30.0%)
* Minimum Canadian down payment required for this price is $21,745.
Amortization Period30 Years
Estimated Monthly Payment$1,448Based on a loan of $304,430 over 30 years.
Purchase Price$434,900
Loan Amount$304,430
Provincial Land Transfer Tax:$5,173
Total Estimated Closing Taxes:$5,173

About Purchasing a Home in Aylmer, ON

For a property listed at $434,900 in Aylmer, the legal minimum down payment is $21,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,173 for this transaction. As this listing is in Aylmer (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,173.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Aylmer, Aylmer.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$611,710

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Assumption
Public42 Elk Street, Aylmer, Ontario, N5H 1P6
2.3
Summers' Corners
Public50576 Highway 3, Aylmer, Ontario, N5H 2R1
5.2

Secondary Schools

East Elgin
Public362 Talbot Street West, Aylmer, Ontario, N5H 1K6
4.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.