36 Spruce Street, Aylmer, ON

$639,900
MLS#:X13138126
4 beds
3 baths
1100-1500 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Aylmer. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $639,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 73.79 x 65.87 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, In-Law Capability, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Charming 2 storey Semi-detached family home with exceptional workshop BONUS. This home is complete with a heated/insulated 2 storey shop with 2 pc bathroom and separate driveway. Perfect for home business, wood worker or in-law suite potential, the possibilities are endless. This well designed and maintained home has plenty of room for the entire family with 4 bedrooms and 3 full bathrooms (one on each floor) with the primary bedroom and laundry on the main floor, making this home also ideal for downsizing or aging in place. The finished lower family room with gas fireplace offers more cozy living space. The Ultimate Hobbyist Haven, close to schools, parks and 20 minutes to direct 401 access.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionVinyl Siding, Brick
BasementFull, Finished
Lot Size73.79 × 65.87 Feet
CountyElgin
Annual Tax$4,452
Legal DescriptionPLAN 74 PT LOT 89 RP 11R9335 PART 1

Parking & Garage

Parking Spaces7.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, In-Law Capability, Primary Bedroom - Main Floor, Sump Pump

Security Features

Community Features

Location

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36 Spruce Street, Aylmer, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 36 Spruce Street W, Aylmer, ON N5H 3J4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Aylmer.

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Interest Rate5.25%
Down Payment$38,990 (6.1%)
* Minimum Canadian down payment required for this price is $38,990.
Amortization Period25 Years
Estimated Monthly Payment$3,581Based on a loan of $600,910 over 25 years.
Purchase Price$639,900
Loan Amount$600,910
Provincial Land Transfer Tax:$9,273
Total Estimated Closing Taxes:$9,273

About Purchasing a Home in Aylmer, ON

For a property listed at $639,900 in Aylmer, the legal minimum down payment is $38,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,273 for this transaction. As this listing is in Aylmer (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,273.

Nearby Listings

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No current listings found in Aylmer.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Aylmer, Aylmer.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$735,184

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Assumption
Public42 Elk Street, Aylmer, Ontario, N5H 1P6
2.3
Summers' Corners
Public50576 Highway 3, Aylmer, Ontario, N5H 2R1
5.2

Secondary Schools

East Elgin
Public362 Talbot Street West, Aylmer, Ontario, N5H 1K6
4.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.