38 Harvey Street, Aylmer, ON

$439,900
MLS#:X13530180
3 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Aylmer. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $439,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 89 x 132 ft lot
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 38 Harvey Street, a move-in ready 3-bedroom, 2-bathroom home on an oversized lot in the heart of Aylmer, steps from schools, shopping, and everything the community has to offer.The main floor features a bright living and dining area, a well-appointed kitchen, and main floor laundry with extra storage. The large primary bedroom includes a walk-through closet leading to a private 4-piece ensuite. Two generous bedrooms and additional storage round out the upper level.Outside, the oversized yard is a standout, mature landscaping with a Morello cherry tree and apple tree, a newer 10x20 shed/workshop, and a 12x24 covered structure for hobbies or storage. A double-wide driveway offers plenty of parking.Major updates done: furnace, A/C, owned water heater, shingles, and laminate flooring (2017). Approximate utilities: Hydro/Water/Sewer $250/month | Gas $230 (winter) / $30 (summer).Space, updates, and an unbeatable location - this one is ready to go.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementPartial Basement
Lot Size89 × 132 Feet
CountyElgin
Annual Tax$2,682
Legal DescriptionLT 11 PL 96 AYLMER; PT LT 10 PL 96 AYLMER AS IN E398806; AYLMER

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Place Of Worship, School, Rec./Commun.Centre

Interior Features

Water Heater

Security Features

Community Features

Location

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38 Harvey Street, Aylmer, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 38 Harvey Street, Aylmer, ON N5H 1T1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Aylmer.

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Interest Rate5.25%
Down Payment$21,995 (5.0%)
* Minimum Canadian down payment required for this price is $21,995.
Amortization Period25 Years
Estimated Monthly Payment$2,490Based on a loan of $417,905 over 25 years.
Purchase Price$439,900
Loan Amount$417,905
Provincial Land Transfer Tax:$5,273
Total Estimated Closing Taxes:$5,273

About Purchasing a Home in Aylmer, ON

For a property listed at $439,900 in Aylmer, the legal minimum down payment is $21,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,273 for this transaction. As this listing is in Aylmer (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,273.

Nearby Listings

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No current listings found in Aylmer.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Aylmer, Aylmer.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$735,184

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Assumption
Public42 Elk Street, Aylmer, Ontario, N5H 1P6
2.3
Summers' Corners
Public50576 Highway 3, Aylmer, Ontario, N5H 2R1
5.2

Secondary Schools

East Elgin
Public362 Talbot Street West, Aylmer, Ontario, N5H 1K6
4.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.