11 Monck Street, Bancroft, ON

$259,900
MLS#:X12511524
2 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on December 8, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of Bancroft Ward. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $259,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 31.7 x 74 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Affordable Semi-Detached Home in the Heart of Town! Fantastic opportunity to own a home-perfect for first-time buyers, downsizers, or investors! This home offers 2 bedrooms, a 4-piece bath, and a full basement, giving you space and flexibility. Enjoy the convenience of walking distance to all amenities, with town water and sewer, fiber internet and plenty of recent upgrades: New shingles (2024), New heat pumps (2025), New water lines from town to house (2025). This easy-to-maintain home is located walking distance to schools, shops and restaurants-a great place to call home or add to your investment portfolio! Affordable living. Smart investment. Prime location!

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Property Summary

This detached home located at 11 Monck Street, Bancroft is currently for sale and has been available on SousaSells for 255 days. This property is listed at $259,900 with an estimated mortgage of $865* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 11 Monck Street, Bancroft is in the Bancroft Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 8, 2025
Sold price information is available to members only
Listed Date11/5/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFull, Unfinished
Lot Size31.7 × 74 Feet
CountyHastings
Annual Tax$1,528
Legal DescriptionPT LT 8 RCP 2196 PT 2 21R16091;BANCROFT; COUNTY OF HASTINGS

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Hospital, Level, School

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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11 Monck Street, Bancroft, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 11 Monck Street, Bancroft, ON K0L 1C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Bancroft.

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Interest Rate4.00%
Down Payment$77,970 (30.0%)
* Minimum Canadian down payment required for this price is $12,995.
Amortization Period30 Years
Estimated Monthly Payment$865Based on a loan of $181,930 over 30 years.
Purchase Price$259,900
Loan Amount$181,930
Provincial Land Transfer Tax:$2,374
Total Estimated Closing Taxes:$2,374

About Purchasing a Home in Bancroft, ON

For a property listed at $259,900 in Bancroft, the legal minimum down payment is $12,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,374 for this transaction. As this listing is in Bancroft (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,374.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Bancroft Ward, Bancroft.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$459,054

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

North Hastings
Public14 Monck Street, Bancroft, Ontario, K0L 1C0
4.1
Our Lady of Mercy
Public192 Bridge Street West, Bancroft, Ontario, K0L 1C0
8.3
Birds Creek
Public33 South Baptiste Lake Road, Bancroft, Ontario
4.3

Secondary Schools

North Hastings
Public14 Monck Street, Bancroft, Ontario, K0L 1C0
3.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.