38 Lay Street, Barrie, ON

$649,900
MLS#:S13592070
5 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
38 Lay Street, Barrie, ON L4M 4A7

Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Wellington. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 55.8 x 114.71 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, In-Law Capability, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

All-Brick Sidesplit detached home with exceptional Privacy in East Barrie and the perfect blend of location, privacy, and investment potential. Perfect for growing families, multi-generational living, or savvy investors, this property features R2 zoning and sits on a private lot with no neighbours on one side! Bright & Functional Main Level - A sun-drenched, open living and dining area highlighted by large windows that fill the home with natural light. A generous eat-in kitchen offers abundant counter space, great storage, and convenient side door access. Three spacious bedrooms and a well-appointed 4-piece bathroom round out the main floor. Lower Level with In-Law or Rental Potential - You are greeted with a large rec room with a gas fireplace and plenty of natural light. Already outfitted with 2 additional bedrooms and a full bathroom, you'll have a head start on creating an in-law suite or a legal income-generating unit. Private Outdoor Space & Parking - Enjoy complete tranquility on your private back deck. The adjacent lot to the north is city-owned and maintained, ensuring long-term privacy and peace of mind. Includes an attached 1-car garage with direct inside entry, plus a newly paved driveway that comfortably fits 4+ vehicles. Unbeatable East Barrie Location - Steps to local schools and public transit. Just minutes to RVH Hospital, Cundles Road shopping centres, Highway 400 access, and the scenic shores of Kempenfelt Bay on Lake Simcoe. Total finished SQFT 2,409.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 38 Lay Street, Barrie is currently for sale and has been available on SousaSells for 15 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 5 beds, 2 bathrooms, and is 1100-1500 square feet. 38 Lay Street, Barrie is in the Wellington neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Wellington, Barrie.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Wellington, Barrie.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionBrick
BasementFull, Finished
Lot Size55.8 × 114.71 Feet
CountySimcoe
Annual Tax$5,283.01
Legal DescriptionPT LT 79, PL 1327 , PART 1 , 51R9959 ; BARRIE

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Park
  • School

Interior Features

  • Auto Garage Door Remote
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Water Heater
  • Water Softener

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 38 Lay Street, Barrie, ON

Q.What is the asking price for 38 Lay Street, Barrie, ON ?

The current listing price for 38 Lay Street, Barrie, ON in Wellington, Barrie is $649,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 38 Lay Street, Barrie, ON ?

38 Lay Street, Barrie, ON is a Detached (Sidesplit) featuring a Full, Finished basement.

Q.What key property features does 38 Lay Street, Barrie, ON offer?

Key property features include: Fenced Yard, Park, School.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, In-Law Capability, Primary Bedroom - Main Floor, Water Heater, Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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38 Lay Street, Barrie, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 38 Lay Street, Barrie, ON L4M 4A7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Barrie.

Configure Loan Settings

Interest Rate4.00%
Down Payment$194,970 (30.0%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,930 over 30 years.
Purchase Price$649,900
Loan Amount$454,930
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in Barrie, ON

For a property listed at $649,900 in Barrie, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in Barrie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

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Wellington, Barrie Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Wellington, Barrie.

Verified Local Data
City Population212,856
City Median Age40 Yrs
City Ownership73% Owners
Avg Area List Price$710,631

People & Families

Age Distribution

Household Composition

One-person households
22%
Families with children
48%
Couples without children
28%
Other households
1%

Top Ethnic Origins

English26%
Scottish21%
Irish21%
Canadian17%

Best Schools in Wellington, Barrie

Elementary Schools

Oakley Park
Public22, Barrie, Ontario, L4M 3R8
3.7
Maple Grove
Public242, Barrie, Ontario, L4M 2P9
5.9
Hillcrest
Public184 Toronto Street, Barrie, Ontario, L4N 1V5
4.0
Codrington
Public217, Barrie, Ontario, L4M 1S4
8.0
Cundles Heights
Public60 Cundles Road East, Barrie, Ontario, L4M 2Z7
4.1

Secondary Schools

Barrie North
Public110 Grove Street East, Barrie, Ontario, L4M 2P3
7.0
St. Joseph’s
Catholic243 Cundles Road East, Barrie, Ontario, L4M 6L1
5.5
Eastview
Public421 Grove Street East, Barrie, Ontario, L4M 5S1
7.0
Nouvelle-Alliance
Public249 Anne Street North, Barrie, Ontario, L4N 0B5
6.4

Wellington, Barrie Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied73%
Rented27%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.