103 Raycroft Drive, Belleville, ON

$600,796
MLS#:X12713854
2 beds
3 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow att/row/townhouse located in the coveted neighborhood of Thurlow Ward. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $600,796 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 11.9 x 33.7 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

-The list price includes the current HST New Housing Rebate of $24,000. Proposed Federal and Provincial rebate programs when implemented could result in an additional rebate of $54,104 for eligible buyers, lowering the estimated purchase price to $600,796- This light filled 1+1 bedroom, model features nine-foot ceilings on the main floor with a dramatic vaulted ceiling in the great room and a powder room. Premium laminate flooring flows throughout, with porcelain tile in bathrooms and laundry. The designer kitchen shines with quartz countertops, soft-close cabinetry with crown moulding, under-cabinet lighting, and a corner walk-in pantry. The primary bedroom boasts a spacious ensuite with tiled step-in shower and glass surround along with a walk in closet. The finished basement includes a second bedroom, four-piece bathroom, recreation room, and office/flex space. The attached double-car garage comes insulated, drywalled, and primed. Outside, enjoy full brick exterior, asphalt driveway, decorative precast walkway, sodded yard, and pressure-treated deck. Bird Park, shopping and the 401 are all just minutes away. Every Duvanco home includes Holmes Approved three-stage inspections with certification. Available July 2026

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Key Features

Bedrooms
2
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional Escape
Listed Date1/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural StyleBungalow
ConstructionBrick, Stone
BasementFinished
Lot Size11.9 × 33.7 Metres
CountyHastings
Annual Tax$0
Legal DescriptionSRE Phase 2, Block 40, Unit 136, Plan 21M315, City of Belleville, County of Hastings

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Air Exchanger, Auto Garage Door Remote, On Demand Water Heater, Primary Bedroom - Main Floor, Sump Pump

Security Features

Community Features

Location

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103 Raycroft Drive, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 103 Raycroft Drive, Belleville, ON K8N 0R5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

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Interest Rate5.25%
Down Payment$35,080 (5.8%)
* Minimum Canadian down payment required for this price is $35,080.
Amortization Period25 Years
Estimated Monthly Payment$3,371Based on a loan of $565,716 over 25 years.
Purchase Price$600,796
Loan Amount$565,716
Provincial Land Transfer Tax:$8,491
Total Estimated Closing Taxes:$8,491

About Purchasing a Home in Belleville, ON

For a property listed at $600,796 in Belleville, the legal minimum down payment is $35,080 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,491 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,491.

Nearby Listings

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No current listings found in Belleville.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Thurlow Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$709,754

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Georges Vanier
Public100 Tracey Street, Belleville, Ontario, K8P 2R8
5.5

Secondary Schools

St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.