105 Pine Street, Belleville, ON

$395,000
MLS#:X13636676
3 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
105 Pine Street, Belleville, ON K8N 2M9

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium stone construction, this residence presents an exceptional opportunity offered at $395,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 42.19 x 89.6 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: None
  • Efficient forced air heating via gas

Description

VACANT POSSESSION - This DUPLEX or could be converted back to RESIDENTIAL property presents a solid opportunity for investors or buyers looking for a versatile income property or as a family home. This up/down duplex features two self-contained units. The upper unit includes the main floor sunroom with the second floor consisting of two bedrooms, kitchen, a living area, and a 4-piece bathroom. The lower unit offers one bedrooms plus a bonus office/den space, along with its own kitchen, living room, and 4-piece bath-ideal for tenants needing a bit of extra room. At the rear of the property, a single detached garage offers additional value and potential uses. Located just a few blocks from the hospital, public transit, grocery stores, banking, restaurants, and a pharmacy, this property delivers everyday convenience. This could easily be converted back into a single family home if desired.

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Property Summary

This detached home located at 105 Pine Street, Belleville is currently for sale and has been available on SousaSells for 2 days. This property is listed at $395,000 with an estimated mortgage of $1,315* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 105 Pine Street, Belleville is in the Belleville Ward neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Belleville Ward, Belleville.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Belleville.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStone
BasementUnfinished
Lot Size42.19 × 89.6 Feet
CountyHastings
Annual Tax$3,419
Legal DescriptionPT LT 15-16 PL 391 THURLOW AS IN QR602891 EXCEPT PTS 1 & 4 21R21351 BELLEVILLE; COUNTY OF HASTINGS

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Hospital
  • Place Of Worship
  • School

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 105 Pine Street, Belleville, ON

Q.What is the asking price for 105 Pine Street, Belleville, ON ?

The current listing price for 105 Pine Street, Belleville, ON in Belleville Ward, Belleville is $395,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 105 Pine Street, Belleville, ON ?

105 Pine Street, Belleville, ON is a Detached (2-Storey) featuring a Unfinished basement.

Q.What key property features does 105 Pine Street, Belleville, ON offer?

Key property features include: Hospital, Place Of Worship, School.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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105 Pine Street, Belleville, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 105 Pine Street, Belleville, ON K8N 2M9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

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Interest Rate4.00%
Down Payment$118,500 (30.0%)
* Minimum Canadian down payment required for this price is $19,750.
Amortization Period30 Years
Estimated Monthly Payment$1,315Based on a loan of $276,500 over 30 years.
Purchase Price$395,000
Loan Amount$276,500
Provincial Land Transfer Tax:$4,400
Total Estimated Closing Taxes:$4,400

About Purchasing a Home in Belleville, ON

For a property listed at $395,000 in Belleville, the legal minimum down payment is $19,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,400 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,400.

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Belleville Ward, Belleville Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belleville Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$792,380

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Belleville Ward, Belleville

Elementary Schools

St Michael
Public273 Church Street, Belleville, Ontario, K8N 3C7
5.1
Queen Victoria
PublicBelleville, Ontario
4.7
Holy Rosary
Public10 Prince of Wales Drive, Belleville, Ontario, K8P 2T4
4.5
Prince of Wales
Public37 Prince of Wales Drive, Belleville, Ontario, K8P 2T6
2.6
Queen Elizabeth
Public135 MacDonald Avenue, Belleville, Ontario, K8N 3Y4
3.7

Secondary Schools

Nicholson
Public301 Church Street, Belleville, Ontario, K8N 3C7
6.6
St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7
Moira
Public275 Farley Avenue, Belleville, Ontario, K8N 4M2
4.2
Centennial
Public160 Palmer Road, Belleville, Ontario, K8P 4E1
5.4

Belleville Ward, Belleville Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.