13 COTTONWOOD Drive, Belleville, ON

$649,900
MLS#:X9295287
3 beds
3 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on October 10, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Thurlow Ward. Expertly crafted featuring premium brick and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 41.8 x 111.5 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Sump Pump, Workbench
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Introducing 13 Cottonwood Drive in Belleville's Heritage Park. This all brick with complimenting stucco accent blends the perfect balance of charm, function & comfort. Thoughtful planing with established maple trees, mature perennial garden & private porch invites you into the spacious foyer with its 17 ft ceiling & elevated window filtering natural sunlight into this open living plan. Comfortable family room grants a shiplap wall feature with enclosed TV & fireplace, included! The laminate flooring here nicely replicates the chocolate toned kitchen cabinetry with additional counter space along the peninsula island. Bright dining area here with sliding doors to the secluded deck. This main level also offering contemporary mudroom with laundry with garage access & large storage closet + 2 piece powder room. Upper level is home to 3 great sized bedrooms & 2 baths. Double closets in the massive primary & ensuite with bench seating in the glass shower + separate soaking tub. Additional unspoiled sq ft in the basement allows for future development if desired with the exterior drywall in place & 3 large windows. Additional drywall included! Sheltered rear deck overlooks the fully fenced yard. Bonus, your property to the west extends beyond this wooden fence granting more than typical distance from the neighbouring property. This combined with the open space to the rear allows for more privileged separation. An ideal location within fabulous proximity to park, town amenities & Highway 401 in this tastefully finished & move in ready family home @ 13 Cottonwood Drive.

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Property Summary

This detached home located at 13 COTTONWOOD Drive, Belleville is currently for sale and has been available on SousaSells for 682 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 13 COTTONWOOD Drive, Belleville is in the Thurlow Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 10, 2024
Sold price information is available to members only
Listed Date9/3/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Stucco (Plaster)
BasementFull, Partially Finished
Lot Size41.8 × 111.5 Feet
CountyHastings
Annual Tax$5,201.4
Legal DescriptionLOT 9, PLAN 21M281 SUBJECT TO AN EASEMENT IN GROSS OVER PT 5, PLAN 21R24853 AS IN HT205397 CITY OF BELLEVILLE

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Clear View, Fenced Yard, Golf, Park

Interior Features

Auto Garage Door Remote, Sump Pump, Workbench

Security Features

Security System

Community Features

Virtual Tours

Location

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13 COTTONWOOD Drive, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 13 COTTONWOOD Drive, Belleville, ON K8N 0J3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

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Interest Rate4.00%
Down Payment$194,970 (30.0%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,930 over 30 years.
Purchase Price$649,900
Loan Amount$454,930
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in Belleville, ON

For a property listed at $649,900 in Belleville, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Thurlow Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$699,133

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Georges Vanier
Public100 Tracey Street, Belleville, Ontario, K8P 2R8
5.5

Secondary Schools

St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.