134 Finch Drive, Belleville, ON

$649,999
MLS#:X13500752
3 beds
3 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $649,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 49.19 x 104.06 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 134 Finch Drive, a beautifully renovated raised bungalow located in one of Belleville's established and family-friendly neighbourhoods. Built in 2000 and thoughtfully updated throughout, this move-in-ready home offers stylish finishes, functional living space, and the flexibility today's buyers are looking for. The bright and inviting main level features a spacious open-concept layout, perfect for both everyday living and entertaining. The beautiful living room flows seamlessly into the dining area, creating a welcoming space for gathering with family and friends. The modern kitchen offers ample cabinetry, generous counter space, a practical layout, and convenient access to the back deck. The main floor features a spacious primary bedroom complete with a walk-in closet and private 3-piece ensuite, creating a comfortable retreat at the end of the day. A second well-sized bedroom, full 4-piece bathroom, and convenient main-floor laundry complete this level. The partially finished lower level expands the home's living space with a large recreation room equipped with a gas fireplace, perfect for movie nights, a games area, home gym, or children's play space. An additional bedroom and 2-piece bathroom provide excellent flexibility for guests, teenagers, or extended family. The expansive utility and storage area offers incredible potential for further finishing, including the possibility of creating a fourth bedroom or additional living space to suit your needs. Outside, enjoy a nicely sized backyard with room for outdoor entertaining, gardening, or simply relaxing. The attached garage and private driveway provide parking for up to three vehicles and add everyday convenience. Ideally located close to schools, parks, shopping, restaurants, and major amenities, this fully renovated home offers the perfect combination of comfort, style, and location. Whether you're a growing family, downsizer, or first-time buyer, 134 Finch Drive is ready to welcome you home!

Upcoming Open Houses

Sunday, July 12, 202611:00 AM - 12:00 PMPublic

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick, Vinyl Siding
BasementFull, Partially Finished
Lot Size49.19 × 104.06 Feet
CountyHastings
Annual Tax$5,150
Legal DescriptionPCL 3-1 SEC 21M155; LT 3 PL 21M155 THURLOW; S/T LT43135; BELLEVILLE ; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Other

Security Features

Community Features

Location

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134 Finch Drive, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 134 Finch Drive, Belleville, ON K8P 5L4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

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Interest Rate5.25%
Down Payment$40,000 (6.2%)
* Minimum Canadian down payment required for this price is $40,000.
Amortization Period25 Years
Estimated Monthly Payment$3,635Based on a loan of $609,999 over 25 years.
Purchase Price$649,999
Loan Amount$609,999
Provincial Land Transfer Tax:$9,475
Total Estimated Closing Taxes:$9,475

About Purchasing a Home in Belleville, ON

For a property listed at $649,999 in Belleville, the legal minimum down payment is $40,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,475 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,475.

Nearby Listings

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No current listings found in Belleville.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belleville Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$632,270

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Michael
Public273 Church Street, Belleville, Ontario, K8N 3C7
5.1
Queen Victoria
PublicBelleville, Ontario
4.7
Holy Rosary
Public10 Prince of Wales Drive, Belleville, Ontario, K8P 2T4
4.5
Prince of Wales
Public37 Prince of Wales Drive, Belleville, Ontario, K8P 2T6
2.6
Prince Charles
Public75 Ritchie Avenue, Belleville, Ontario, K8P 3W2
4.1

Secondary Schools

Nicholson
Public301 Church Street, Belleville, Ontario, K8N 3C7
6.6
St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7
Centennial
Public160 Palmer Road, Belleville, Ontario, K8P 4E1
5.4
Moira
Public275 Farley Avenue, Belleville, Ontario, K8N 4M2
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.