145 Queen Street, Belleville, ON

$619,900
MLS#:X13488548
4 beds
3 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium brick veneer construction, this residence presents an exceptional opportunity offered at $619,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 51.36 x 91.1 ft lot
  • Features a apartment, development potential, finished, full, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Carpet Free, In-Law Suite, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Located in Belleville's desirable East Hill neighbourhood, this mid-century modern home offers space, flexibility, and an excellent location. The main floor features vaulted ceilings, a spacious living room with a striking brick electric fireplace, a brand-new kitchen (2026), three bedrooms, including a primary bedroom with ensuite, main-floor laundry, and a three-season sunroom overlooking the backyard. The lower level includes a bright self-contained one-bedroom in-law suite with a separate entrance, large windows throughout, and its own laundry, making it ideal for multigenerational living or additional income. Major updates provide added peace of mind, including a furnace (2022), central air conditioning (2022), roof (2022), most windows (2022), and main floor appliances (2022). There may also be potential to add another unit, as Belleville's updated zoning bylaws permit up to four residential units on every lot, subject to city approvals. Complete with a carport and parking for up to five vehicles, this property is just steps from East Hill Park, Quinte Tennis club, and minutes from downtown, schools, and amenities. A great opportunity for families, investors, or buyers looking to offset their mortgage with rental income.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 5, 2026
Sold price information is available to members only
Listed Date6/24/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick Veneer
BasementApartment, Development Potential, Finished, Full, Separate Entrance
Lot Size51.36 × 91.1 Feet
CountyHastings
Annual Tax$4,852.45
Legal DescriptionPT LT 22E PL 166 THURLOW PT 1 21R11599; BELLEVILLE ; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Carpet Free, In-Law Suite, Primary Bedroom - Main Floor

Security Features

Community Features

Location

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145 Queen Street, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 145 Queen Street, Belleville, ON K8N 1V9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

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Interest Rate5.25%
Down Payment$36,990 (6.0%)
* Minimum Canadian down payment required for this price is $36,990.
Amortization Period25 Years
Estimated Monthly Payment$3,474Based on a loan of $582,910 over 25 years.
Purchase Price$619,900
Loan Amount$582,910
Provincial Land Transfer Tax:$8,873
Total Estimated Closing Taxes:$8,873

About Purchasing a Home in Belleville, ON

For a property listed at $619,900 in Belleville, the legal minimum down payment is $36,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,873 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,873.

Nearby Listings

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No current listings found in Belleville.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belleville Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$631,878

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Michael
Public273 Church Street, Belleville, Ontario, K8N 3C7
5.1
Queen Victoria
PublicBelleville, Ontario
4.7
Holy Rosary
Public10 Prince of Wales Drive, Belleville, Ontario, K8P 2T4
4.5
Prince of Wales
Public37 Prince of Wales Drive, Belleville, Ontario, K8P 2T6
2.6
Prince Charles
Public75 Ritchie Avenue, Belleville, Ontario, K8P 3W2
4.1

Secondary Schools

Nicholson
Public301 Church Street, Belleville, Ontario, K8N 3C7
6.6
St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7
Centennial
Public160 Palmer Road, Belleville, Ontario, K8P 4E1
5.4
Moira
Public275 Farley Avenue, Belleville, Ontario, K8N 4M2
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.