15 Spruce Gardens, Belleville, ON

$639,900
MLS#:X13588280
4 beds
3 baths
1100-1500 sqft
4.0 parking
Residential Freehold
15 Spruce Gardens, Belleville, ON K8N 5W3
⚠️

Property no longer active

This property was sold on July 28, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $639,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 49.21 x 106.63 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, ERV/HRV, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Pride of ownership is evident throughout this beautifully maintained home in Belleville's desirable Stanley Park neighbourhood. Thoughtfully updated inside and out, the property features landscaped and hardscaped front and rear yards, a renovated kitchen and bathrooms, and the confidence of numerous major mechanical upgrades. Step inside to an inviting open-concept living and dining area highlighted by vaulted ceilings and a stone feature wall. The fully renovated kitchen is designed for both everyday living and entertaining, offering a large centre island, continuous quartz backsplash, abundant cabinetry, and a walkout to the private rear deck overlooking the fully fenced, treed backyard with interlock patio. The main floor also features convenient laundry, three bedrooms, and two renovated bathrooms, including a primary bedroom with a private ensuite. The finished lower level provides exceptional flexibility with a spacious rec room featuring an electric fireplace, a fourth bedroom, an additional office or den, a full bathroom, and secondary laundry hookups, creating excellent in-law suite potential. Completing the home is a fully insulated and drywalled garage with a new garage door, along with updated furnace and central air conditioning (2023). Offering outstanding cosmetic appeal and the peace of mind that comes with significant recent improvements, this is a move-in ready family home in one of Belleville's most sought-after neighbourhoods.

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Property Summary

This detached home located at 15 Spruce Gardens, Belleville is currently for sale and has been available on SousaSells for 16 days. This property is listed at $639,900 with an estimated mortgage of $2,130* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 15 Spruce Gardens, Belleville is in the Belleville Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Belleville Ward, Belleville.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Belleville Ward, Belleville.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 28, 2026
Sold price information is available to members only
Listed Date7/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Finished
Lot Size49.21 × 106.63 Feet
CountyHastings
Annual Tax$5,360.02
Legal DescriptionPCL 6-1 SEC 21M169; LT 6 PL 21M169 THURLOW; BELLEVILLE ; COUNTY OF HASTINGS

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Hospital
  • Marina
  • Public Transit
  • Rec./Commun.Centre
  • School Bus Route

Interior Features

  • Auto Garage Door Remote
  • ERV/HRV
  • In-Law Capability
  • On Demand Water Heater
  • Primary Bedroom - Main Floor
  • Water Softener

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 15 Spruce Gardens, Belleville, ON

Q.What is the asking price for 15 Spruce Gardens, Belleville, ON ?

The current listing price for 15 Spruce Gardens, Belleville, ON in Belleville Ward, Belleville is $639,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 15 Spruce Gardens, Belleville, ON ?

15 Spruce Gardens, Belleville, ON is a Detached (Bungalow) featuring a Full, Finished basement.

Q.What key property features does 15 Spruce Gardens, Belleville, ON offer?

Key property features include: Fenced Yard, Hospital, Marina, Public Transit, Rec./Commun.Centre, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, ERV/HRV, In-Law Capability, On Demand Water Heater, Primary Bedroom - Main Floor, Water Softener.

Q.What security features are installed at 15 Spruce Gardens, Belleville, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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15 Spruce Gardens, Belleville, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 15 Spruce Gardens, Belleville, ON K8N 5W3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$191,970 (30.0%)
* Minimum Canadian down payment required for this price is $38,990.
Amortization Period30 Years
Estimated Monthly Payment$2,130Based on a loan of $447,930 over 30 years.
Purchase Price$639,900
Loan Amount$447,930
Provincial Land Transfer Tax:$9,273
Total Estimated Closing Taxes:$9,273

About Purchasing a Home in Belleville, ON

For a property listed at $639,900 in Belleville, the legal minimum down payment is $38,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,273 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,273.

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Belleville Ward, Belleville Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belleville Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$792,380

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Belleville Ward, Belleville

Elementary Schools

St Michael
Public273 Church Street, Belleville, Ontario, K8N 3C7
5.1
Queen Victoria
PublicBelleville, Ontario
4.7
Holy Rosary
Public10 Prince of Wales Drive, Belleville, Ontario, K8P 2T4
4.5
Prince of Wales
Public37 Prince of Wales Drive, Belleville, Ontario, K8P 2T6
2.6
Queen Elizabeth
Public135 MacDonald Avenue, Belleville, Ontario, K8N 3Y4
3.7

Secondary Schools

Nicholson
Public301 Church Street, Belleville, Ontario, K8N 3C7
6.6
St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7
Moira
Public275 Farley Avenue, Belleville, Ontario, K8N 4M2
4.2
Centennial
Public160 Palmer Road, Belleville, Ontario, K8P 4E1
5.4

Belleville Ward, Belleville Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.