176 Ashley Street, Belleville, ON

$899,900
MLS#:X13872040
4 beds
2 baths
1500-2000 sqft
6.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 176 Ashley Street Belleville ON listed at $899,900 (MLS# X13872040) - Main View
Open House
For Sale
Added:Oct 2, 2026(5 days ago)
Updated:Oct 7, 2026(today)
Last Checked:20 minutes ago

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Thurlow Ward. Expertly crafted featuring premium brick and shingle construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 149.2 x 252.19 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 2.0 garage spaces (6.0 total parking spaces) with a convenient built-in configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to your private waterfront oasis on the pristine Moira River! Nestled on a rare 1.345-acre lot with over 250 feet of direct shoreline, this beautiful all-brick raised bungalow offers the perfect blend of serene country living and incredible convenience, located just 6 minutes from Highway 401 within an excellent school district. Step inside to a welcoming foyer that ascends to a light-filled main level, where a spacious living room flows seamlessly into the dining and kitchen areas. The kitchen's breakfast nook opens directly onto an impressive 20' x 12'6" elevated deck equipped with a natural gas BBQ line, offering peaceful views across sweeping grounds down to the water. Three bright bedrooms and a full family bathroom complete this level. The lower level expands your living space, anchored by a massive 20'8" x 25'7" rec room with a cozy gas fireplace. Walk directly out to a sheltered patio with a second gas line for a heater to comfortably enjoy river views in any season. Downstairs also features a fourth bedroom, a utility area, a drywalled fifth room ready for a home office or extra bedroom, and a newly completed full bathroom featuring a modern custom tile and glass shower. Designed for complete peace of mind, the home includes high-speed fibre internet, a 17kW generator wired directly to the property, and an EV-ready garage. Recent updates include oak hardwood floors (2025), a reverse osmosis water system (2023), and very low annual utility costs (2025 Hydro was $1,553 including daily EV charging; Natural Gas was $1,038). Combining quality craftsmanship, incredible acreage, and direct river access, this exceptional turn-key property is ready for you to move in and start making memories!

Upcoming Open Houses

2 Scheduled
Saturday, October 10, 20261:00 PM - 2:30 PMPublic
Sunday, October 11, 202611:00 AM - 12:00 PMPublic
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Property Summary

This detached home located at 176 Ashley Street, Belleville is currently for sale and has been available for 5 days. This property is listed at $899,900 with an estimated mortgage of $2,995* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 176 Ashley Street, Belleville is in the Thurlow Ward neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Thurlow Ward, Belleville.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Thurlow Ward, Belleville.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$899,900
AddedOct 2, 2026 (5 days ago)
UpdatedOct 7, 2026 (today)
Last Checked20 minutes ago
Transaction TypeFor Sale
List Office NameRoyal Lepage ProAlliance Realty

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick, Shingle
BasementFinished with Walk-Out
Lot Size149.2 × 252.19 Feet
CountyHastings
Annual Tax$4,926
Legal DescriptionPT LT 3 CON 5 THURLOW PT 2 21R10204; BELLEVILLE; COUNTY OF HASTINGS

Parking & Garage

Parking Total6.0
Parking Space4
Garage Parking2.0
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Electric Car Charger
  • Fenced Yard
  • Level
  • Place Of Worship
  • River/Stream
  • School Bus Route

Interior Features

  • Air Exchanger
  • Auto Garage Door Remote
  • Central Vacuum
  • Floor Drain
  • Generator - Full
  • Primary Bedroom - Main Floor
  • Sewage Pump
  • Sump Pump
  • Water Heater Owned
  • Water Softener
  • Water Treatment

Security Features

  • Alarm System
  • Carbon Monoxide Detectors
  • Security System
  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Belleville Home Buyer Advisory & Market HubActive MLS® Listing in Belleville, Ontario

Looking to Buy a Home in Belleville?

If you are looking for a house in Belleville or researching Belleville real estate for sale, this 4-bedroom detached at 176 Ashley Street, Belleville, ON offers an exceptional opportunity to buy a home in Belleville, Ontario. Whether you are a first-time Belleville home buyer or comparing active Belleville MLS® homes for sale, working with a dedicated Belleville buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Belleville Homes for Sale & MLS® Listings

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Dedicated Belleville Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Belleville realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Belleville Buyer Budget & Costs

Estimated mortgage: $2,995*/month*. Estimated Ontario Land Transfer Tax: $14,473. First-time Belleville home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Belleville

Frequently Asked Questions about 176 Ashley Street, Belleville, ON

Q.What is the asking price for 176 Ashley Street, Belleville, ON ?

The current listing price for 176 Ashley Street, Belleville, ON in Thurlow Ward, Belleville is $899,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 176 Ashley Street, Belleville, ON ?

176 Ashley Street, Belleville, ON is a Detached (Bungalow-Raised) featuring a Finished with Walk-Out basement.

Q.What key property features does 176 Ashley Street, Belleville, ON offer?

Key property features include: Electric Car Charger, Fenced Yard, Level, Place Of Worship, River/Stream, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Auto Garage Door Remote, Central Vacuum, Floor Drain, Generator - Full, Primary Bedroom - Main Floor, Sewage Pump, Sump Pump, Water Heater Owned, Water Softener, Water Treatment.

Q.What security features are installed at 176 Ashley Street, Belleville, ON ?

Security features include: Alarm System, Carbon Monoxide Detectors, Security System, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Built-In).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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176 Ashley Street, Belleville, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Thurlow Ward, Belleville

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 176 Ashley Street, Belleville, ON K0K 2B0

Estimated Sales Range
$855,000 - $882,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$269,970 (30.0%)
* Minimum Canadian down payment required for this price is $64,990.
Amortization Period30 Years
Estimated Monthly Payment$2,995Based on a loan of $629,930 over 30 years.
Purchase Price$899,900
Loan Amount$629,930
Provincial Land Transfer Tax:$14,473
Total Estimated Closing Taxes:$14,473

About Purchasing a Home in Belleville, ON

For a property listed at $899,900 in Belleville, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.

Similar Listings in Thurlow Ward, Belleville

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Thurlow Ward, Belleville Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Thurlow Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$751,831

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Thurlow Ward, Belleville

Elementary Schools

No elementary schools data loaded.

Secondary Schools

St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7

Thurlow Ward, Belleville Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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