Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium shingle construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to 198 Moira Street West, a clean and modern bungalow built in 2016 in a central Belleville location. The main floor offers bright, open-concept layout featuring three bedrooms, and two full 4-piece bathrooms, and convenient main-floor laundry. The kitchen has been updated with newly installed dishwasher and microwave/range hood. For year-round comfort, the home now features central air conditioning. The finished basement adds significant living space with a large recreation room centered around a gas fireplace, a third bedroom, and a separate den area that could easily function as a fourth bedroom. Recent interior updates include fresh paint throughout, new flooring in the rec room, and new carpet on the stairs. A major highlight of this property is the 16' x 24' detached garage. It has been recently boarded and insulated, and it's equipped with a 60-amp electrical service, and heater, making it an ideal year-round workshop or storage space. Outside, you can enjoy the covered front porch or the partially fenced backyard with tis mature trees. Situated on a transit route and just minutes from local schools and shopping, this home is a practical and updated choice for families or downsizers alike.
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Level, Place Of Worship, Public Transit, School, School Bus Route
Air Exchanger, Auto Garage Door Remote, Carpet Free, Floor Drain, Primary Bedroom - Main Floor, Sump Pump, Water Heater
Carbon Monoxide Detectors, Smoke Detector
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 198 Moira Street W, Belleville, ON K8P 1T5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.
About Purchasing a Home in Belleville, ON
For a property listed at $499,900 in Belleville, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.