246 Foster Avenue, Belleville, ON

$449,000
MLS#:X12947110
4 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $449,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 60 x 132 ft lot
  • Features a crawl space, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater Owned, Carpet Free, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Timeless 1885 Character meets 21st-century efficiency. Step back in time without sacrificing modern comfort in this sun filled 1.5 story century home in the heart of Old East Hill. Built in 1885, this 3-bedroom plus den residence radiates character, featuring a main-floor layout designed for effortless living with a full bath and laundry on the primary level. The heart of the home is a spacious kitchen boasting an exceptional amount of custom-integrated storage-a rare find for a home of this era. Relax in the bright, south-facing sun-room that offers a serene view of your large, private, fully-fenced backyard oasis ready for spring with many mature perennials just waiting to bloom! Beyond the aesthetics, this home is engineered for the future; hybrid HVAC; high-efficiency gas furnace paired with an electric heat pump for Eco-friendly, year-round climate control. Modern infrastructure; fully upgraded electrical wiring and an owned hot water tank. Outdoors: large back deck, a wired workshop and three additional sheds provide extra space for hobbies, storage or hideouts! Everyone gets a space of their own! Are you looking for a character filled home with the low utility costs of a modern home? This is it. Move-in ready home or enjoy the option to put your own stamp on it. This is it. Do you like the convenience of being walking distance to the waterfront trail or enjoying nightlife downtown with the option to leave your car at home? This is it. This gem is full of potential and must see in person. Available now.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 5, 2026
Sold price information is available to members only
Listed Date4/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding
BasementCrawl Space, Unfinished
Lot Size60 × 132 Feet
CountyHastings
Annual Tax$3,207
Legal DescriptionLT 11 W/S REED ST PL 87 THURLOW (AKA FOSTER AV); BELLEVILLE ; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Public Transit, Fenced Yard, Hospital, Park, Place Of Worship, School

Interior Features

Water Heater Owned, Carpet Free, Storage

Security Features

Alarm System, Monitored, Smoke Detector

Community Features

Location

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246 Foster Avenue, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 246 Foster Avenue, Belleville, ON K8N 3R3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

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Interest Rate5.25%
Down Payment$22,450 (5.0%)
* Minimum Canadian down payment required for this price is $22,450.
Amortization Period25 Years
Estimated Monthly Payment$2,542Based on a loan of $426,550 over 25 years.
Purchase Price$449,000
Loan Amount$426,550
Provincial Land Transfer Tax:$5,455
Total Estimated Closing Taxes:$5,455

About Purchasing a Home in Belleville, ON

For a property listed at $449,000 in Belleville, the legal minimum down payment is $22,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,455 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,455.

Nearby Listings

Distance:

No current listings found in Belleville.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belleville Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$631,878

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Michael
Public273 Church Street, Belleville, Ontario, K8N 3C7
5.1
Queen Victoria
PublicBelleville, Ontario
4.7
Holy Rosary
Public10 Prince of Wales Drive, Belleville, Ontario, K8P 2T4
4.5
Prince of Wales
Public37 Prince of Wales Drive, Belleville, Ontario, K8P 2T6
2.6
Prince Charles
Public75 Ritchie Avenue, Belleville, Ontario, K8P 3W2
4.1

Secondary Schools

Nicholson
Public301 Church Street, Belleville, Ontario, K8N 3C7
6.6
St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7
Centennial
Public160 Palmer Road, Belleville, Ontario, K8P 4E1
5.4
Moira
Public275 Farley Avenue, Belleville, Ontario, K8N 4M2
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.