269 Front Street, Belleville, ON

$699,800
MLS#:X12740708
0 beds
0 baths
Commercial
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Property Highlights

Welcome to this remarkable investment located in the coveted neighborhood of Belleville Ward. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $699,800 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 14.1 x 177.55 ft lot size
  • equipped with yes central cooling and highly efficient gas forced air closed heating

Description

Located in the vibrant Historic Downtown Belleville District, this Unique 2600 SF mixed-use building combines timeless character with modern upgrades. Offering both residential and commercial space, it is ideal for owner-occupiers, investors, or entrepreneurs seeking a distinctive live-work opportunity in a high-visibility location. The main level features an impressive commercial space perfect for retail, office, or studio use with high ceilings, exposed brick, 3 PC washroom, a kitchenette, and large front windows that flood the space with natural light. Blending original architectural elements with contemporary finishes, this area offers great flexibility for a variety of business types. The second and third levels feature a stylish two-level residential loft with open-concept living at its finest. With exposed brick, high ceilings, and east-west light exposure, this residence offers warmth, space, and urban charm. Hardwood floors span throughout. The Industrial style kitchen is fully equipped with sleek stainless steel appliances, open shelving, and a walk-in pantry, making it perfect for both daily living and entertaining. Guest bedroom/office and 3 PC modern bathrooms thoughtfully finished. The private primary bedroom is located on the third level, complete with 4 PC en-suite, sitting/yoga area, and Laundry. Additional upgrades include a durable membrane roof (approx. 10 years), and all windows and doors replaced within the past decade. Two forced-air gas furnaces, two central air units, and a heat pump (all 2019) ensure year-round comfort and efficiency. Whether you're looking to invest, live in, or operate a business, this historic gem blends location, character, and modern comfort in one rare offering. Includes back patio entrance and tandem parking. Close to trails, parks, golf courses, shopping, entertainment, public transportation, 2 hours to Ottawa or Toronto along with easy access to the 401 corridor, a true lifestyle investment opportunity.

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Key Features

Property Type
Commercial

Additional Details

StatusPrice Change
Listed Date1/28/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeInvestment
Lot Size14.1 × 177.55 Feet
CountyHastings
Annual Tax$7,162.32

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Closed
CoolingYes

Features

Property Features

Interior Features

Security Features

Community Features

Major Highway, Public Transit

Location

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269 Front Street, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 269 Front Street, Belleville, ON K8N 2Z6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

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Interest Rate5.25%
Down Payment$44,980 (6.4%)
* Minimum Canadian down payment required for this price is $44,980.
Amortization Period25 Years
Estimated Monthly Payment$3,902Based on a loan of $654,820 over 25 years.
Purchase Price$699,800
Loan Amount$654,820
Provincial Land Transfer Tax:$10,471
Total Estimated Closing Taxes:$10,471

About Purchasing a Home in Belleville, ON

For a property listed at $699,800 in Belleville, the legal minimum down payment is $44,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,471 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,471.

Nearby Listings

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No current listings found in Belleville.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belleville Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$631,128

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Michael
Public273 Church Street, Belleville, Ontario, K8N 3C7
5.1
Queen Victoria
PublicBelleville, Ontario
4.7
Holy Rosary
Public10 Prince of Wales Drive, Belleville, Ontario, K8P 2T4
4.5
Prince of Wales
Public37 Prince of Wales Drive, Belleville, Ontario, K8P 2T6
2.6
Prince Charles
Public75 Ritchie Avenue, Belleville, Ontario, K8P 3W2
4.1

Secondary Schools

Nicholson
Public301 Church Street, Belleville, Ontario, K8N 3C7
6.6
St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7
Centennial
Public160 Palmer Road, Belleville, Ontario, K8P 4E1
5.4
Moira
Public275 Farley Avenue, Belleville, Ontario, K8N 4M2
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.