28 St Charles Street, Belleville, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $425,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 45 x 168 ft lot
- 6.0 total parking spaces available
- Notable attributes: Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Newly updated price! Just steps from the Moira river and the trail system that follows it downtown, this cosy 4 bed 2bath home also enjoys a large back lawn and deck, making it perfect for a young family who needsroom for kids and pets to play. Be close to the amenities of downtown while still enjoying theslower pace of a quiet street; and be close to the lazy river without fear of a flooded basement.With significant updates in 2019, this home is ready for you and ready for life.
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Property Summary
This detached home located at 28 St Charles Street, Belleville is currently for sale and has been available on SousaSells for 714 days. This property is listed at $425,000 with an estimated mortgage of $1,415* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 28 St Charles Street, Belleville is in the Belleville Ward neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Fenced Yard, Place Of Worship, River/Stream, Library, School, Hospital
Interior Features
Water Heater Owned
Security Features
Alarm System
Community Features
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Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 28 St Charles Street, Belleville, ON K8P 2V6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Belleville, ON
For a property listed at $425,000 in Belleville, the legal minimum down payment is $21,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,975 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.