287 John Street, Belleville, ON

$499,900
MLS#:X13025626
2 beds
3 baths
3000-3500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 3-Storey duplex located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3000-3500 sqft on a premium 34 x 132 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Accessory Apartment
  • Efficient water heating via gas

Description

We love Old East Hill, and how could we not? Tree-lined streets, century architecture, and a location that puts you walking distance to downtown Belleville, Zwicks Park and the Bay of Quinte, schools, and QHC Belleville General. This is the kind of neighbourhood where the streets have character and the neighbours have history. Highway 401 and CFB Trenton are a short drive when you need them.This beauty was built in 1915 and over the years has been updated where it counts. Since the last time this property was on the market, the owners completed the work that serious buyers always ask about: electrical update, plumbing update, basement floor and walls redone, new roofing on the front addition, and a fresh repaint throughout. That is on top of the numerous upgrades already in place. The big stuff is handled.The main unit is generous and full of the character you just cannot build new. Formal living and dining with fireplace, a large bright kitchen, family room, spacious office, rec room, and main floor laundry. Then upstairs the primary suite stops you in your tracks. Vaulted ceilings, gas fireplace, hot tub, and a 5-piece ensuite. It lives like a private retreat.The upper apartment is clean, bright, and fully self-contained. Open living and dining, full kitchen, 4-piece bath, and a large top floor bedroom with its own private feel. The current tenant is excellent and open to staying. That is not just a bonus, that is cash flow from day one.Step outside and the exterior matches the interior energy. Solid brick, metal roof, a porch worth sitting on, a patio worth using, a detached garage, and six parking spaces. Low maintenance on the outside so you can actually enjoy it.Gas hot water heat and R4 zoning round it out nicely. This is an investment in a neighbourhood, a lifestyle, and a property that has been cared for. Live in one unit and let the other carry its weight. Quick closing possible. This one is ready when you are.

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Key Features

Bedrooms
2
Bathrooms
3
Kitchens
2
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 3, 2026
Sold price information is available to members only
Listed Date4/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style3-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Unfinished
Lot Size34 × 132 Feet
CountyHastings
Annual Tax$3,864
Legal DescriptionPT LT 11, 15 PL 131 THURLOW PT 1 AND 3 21R1723; S/T AND T/W QR239735; BELLEVILLE ; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces6.0
Garage Spaces5
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeWater
CoolingNone

Features

Property Features

Interior Features

Accessory Apartment

Security Features

Community Features

Location

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287 John Street, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 287 John Street, Belleville, ON K8N 3G4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

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Interest Rate5.25%
Down Payment$24,995 (5.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period25 Years
Estimated Monthly Payment$2,830Based on a loan of $474,905 over 25 years.
Purchase Price$499,900
Loan Amount$474,905
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Belleville, ON

For a property listed at $499,900 in Belleville, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

Nearby Listings

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No current listings found in Belleville.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belleville Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$631,878

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Michael
Public273 Church Street, Belleville, Ontario, K8N 3C7
5.1
Queen Victoria
PublicBelleville, Ontario
4.7
Holy Rosary
Public10 Prince of Wales Drive, Belleville, Ontario, K8P 2T4
4.5
Prince of Wales
Public37 Prince of Wales Drive, Belleville, Ontario, K8P 2T6
2.6
Prince Charles
Public75 Ritchie Avenue, Belleville, Ontario, K8P 3W2
4.1

Secondary Schools

Nicholson
Public301 Church Street, Belleville, Ontario, K8N 3C7
6.6
St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7
Centennial
Public160 Palmer Road, Belleville, Ontario, K8P 4E1
5.4
Moira
Public275 Farley Avenue, Belleville, Ontario, K8N 4M2
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.