298 Charles Street, Belleville, ON

$249,900
MLS#:X12442294
5 beds
2 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $249,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 37.3 x 101 ft lot
  • Features a exposed rock, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Separate Heating Controls, Storage, Water Meter
  • Efficient forced air heating via gas

Description

Victorian 2 storey detached red brick home C 1900, located in desirable Old East Hill. Diamond in the Rough, in need of renovation/restoration. This home is being sold in AS IS condition. Excellent bones, 9' 3" high ceilings, deep baseboards, charm & character. Double bow windows at front of home, 2 stairwells, large foyer with original light fixture, beautiful newel post & stairs to second level. Closet below the stairs has a window. Single French door to large living room. Beautiful painted arches to very spacious formal dining room, w/big Bay window w/southern exposure. 70s kitchen, 5 bedrooms, one features original ceiling fixture, small porch at rear. Galvanized plumbing, old knob & tube wiring, 2 fuse panels. Whether you're looking to renovate, flip, or create a beautiful place to call home. The possibilities here are endless. Opportunities like this in the East End do not come up every day. Act now!

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Property Summary

This detached home located at 298 Charles Street, Belleville is currently for sale and has been available on SousaSells for 286 days. This property is listed at $249,900 with an estimated mortgage of $832* per month. It has 5 beds, 2 bathrooms, and is 1500-2000 square feet. 298 Charles Street, Belleville is in the Belleville Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 29, 2025
Sold price information is available to members only
Listed Date10/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementExposed Rock, Unfinished
Lot Size37.3 × 101 Feet
CountyHastings
Annual Tax$3,458
Legal DescriptionPT LT 24 W/S CHARLES ST, 25 W/S CHARLES ST PL 130 THURLOW AS IN QR329802; BELLEVILLE ; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Separate Heating Controls, Storage, Water Meter, Water Heater

Security Features

Community Features

Location

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298 Charles Street, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 298 Charles Street, Belleville, ON K8N 3M8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$74,970 (30.0%)
* Minimum Canadian down payment required for this price is $12,495.
Amortization Period30 Years
Estimated Monthly Payment$832Based on a loan of $174,930 over 30 years.
Purchase Price$249,900
Loan Amount$174,930
Provincial Land Transfer Tax:$2,224
Total Estimated Closing Taxes:$2,224

About Purchasing a Home in Belleville, ON

For a property listed at $249,900 in Belleville, the legal minimum down payment is $12,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,224 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,224.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belleville Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$585,439

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Michael
Public273 Church Street, Belleville, Ontario, K8N 3C7
5.1
Queen Victoria
PublicBelleville, Ontario
4.7
Holy Rosary
Public10 Prince of Wales Drive, Belleville, Ontario, K8P 2T4
4.5
Prince of Wales
Public37 Prince of Wales Drive, Belleville, Ontario, K8P 2T6
2.6
Prince Charles
Public75 Ritchie Avenue, Belleville, Ontario, K8P 3W2
4.1

Secondary Schools

Nicholson
Public301 Church Street, Belleville, Ontario, K8N 3C7
6.6
St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7
Centennial
Public160 Palmer Road, Belleville, Ontario, K8P 4E1
5.4
Moira
Public275 Farley Avenue, Belleville, Ontario, K8N 4M2
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.