38 Oak Street, Belleville, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $399,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 40 x 80 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Water Heater
- Efficient forced air heating via gas
Description
Attention first-time home buyers, investors, and developers-38 Oak Street is calling your name. This move-in ready 3-bedroom, 1-bath home offers approximately 1,000 sq ft of comfortable living space in a convenient location. Close to schools, the hospital, shopping, restaurants, Highway 401, and the VIA Rail station, everything you need is within easy reach. Updates completed in 2023 include the kitchen, flooring, plumbing, and electrical, giving you peace of mind and modern appeal. Enjoy a semi-fenced backyard-perfect for summer BBQs and relaxing evenings. This charming home is ready for its next chapter-make it yours.**Note photos have been virtually staged using AI, home is completely vacant, and inclusions are washer, dryer, microwave, dishwasher**
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Pricing & Value Insights
Data-driven valuation for 38 Oak Street, Belleville, ON K8N 3S8
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About Purchasing a Home in Belleville, ON
For a property listed at $399,000 in Belleville, the legal minimum down payment is $19,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,460 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,460.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.