40 Cobblestone Street, Belleville, ON

$519,000
MLS#:X13473344
2 beds
3 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow att/row/townhouse located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $519,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 3 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 24 x 105.12 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Primary Bedroom - Main Floor, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

40 Cobblestone St. A beautifully maintained townhome located on a quiet street in one of Belleville's most desirable west end neighbourhoods. The main level features an inviting open concept kitchen, dining, and living area designed for both comfort and functionality. The kitchen includes a well-appointed pantry that adds valuable storage and keeps the space organized, and the living area opens directly onto a walkout deck ideal for relaxing or entertaining. The main floor also includes a convenient two-piece bathroom, main floor laundry, and direct access to the attached garage. The primary bedroom, offers a peaceful retreat with a private ensuite and a spacious walk in closet. The fully finished basement provides excellent additional living space with a full four-piece bathroom, a bedroom, and a versatile den perfect for hobbies or a home office. Set in a fantastic neighbourhood known for its comfort and community feel, this home offers easy living in a prime west end location.

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Key Features

Bedrooms
2
Bathrooms
3
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural StyleBungalow
ConstructionStone, Vinyl Siding
BasementFinished
Lot Size24 × 105.12 Feet
CountyHastings
Annual Tax$3,998.82
Legal DescriptionPART BLOCK 28, PLAN 21M270 PARTS 7,8 & 9, 21R24827; BELLEVILLE; COUNTY OF HASTINGS SUBJECT TO AN EASEMENT IN GROSS OVER PART 9, 21R24827 AS IN HT181486 SUBJECT TO AN EASEMENT OVER PARTS 8 & 9, 21R24827 IN FAVOUR OF PART 6, 21R24827 AS IN HT203937 TOGETHER WITH AN EASEMENT OVER PART 10, 21R24827 AS IN HT203937 TOGETHER WITH AN EASEMENT OVER PARTS 1,2,3,5 & 6, 21R24827 AS IN HT203937

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Golf, Level, Library, Park, Rec./Commun.Centre

Interior Features

Auto Garage Door Remote, Primary Bedroom - Main Floor, Storage, Sump Pump

Security Features

Community Features

Location

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40 Cobblestone Street, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 40 Cobblestone Street, Belleville, ON K8P 0B8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

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Interest Rate5.25%
Down Payment$26,900 (5.2%)
* Minimum Canadian down payment required for this price is $26,900.
Amortization Period25 Years
Estimated Monthly Payment$2,933Based on a loan of $492,100 over 25 years.
Purchase Price$519,000
Loan Amount$492,100
Provincial Land Transfer Tax:$6,855
Total Estimated Closing Taxes:$6,855

About Purchasing a Home in Belleville, ON

For a property listed at $519,000 in Belleville, the legal minimum down payment is $26,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,855 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,855.

Nearby Listings

Distance:

No current listings found in Belleville.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belleville Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$632,270

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Michael
Public273 Church Street, Belleville, Ontario, K8N 3C7
5.1
Queen Victoria
PublicBelleville, Ontario
4.7
Holy Rosary
Public10 Prince of Wales Drive, Belleville, Ontario, K8P 2T4
4.5
Prince of Wales
Public37 Prince of Wales Drive, Belleville, Ontario, K8P 2T6
2.6
Prince Charles
Public75 Ritchie Avenue, Belleville, Ontario, K8P 3W2
4.1

Secondary Schools

Nicholson
Public301 Church Street, Belleville, Ontario, K8N 3C7
6.6
St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7
Centennial
Public160 Palmer Road, Belleville, Ontario, K8P 4E1
5.4
Moira
Public275 Farley Avenue, Belleville, Ontario, K8N 4M2
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.