40 South Church Street, Belleville, ON

$844,900
MLS#:X12132068
2 beds
3 baths
2000-2500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungaloft att/row/townhouse located in the coveted neighborhood of Thurlow Ward. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $844,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 39.98 x 95.19 ft lot
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, ERV/HRV
  • equipped with central air central cooling and highly efficient radiant heating via gas

Description

Nestled just metres from the stunning Bay of Quinte, scenic waterfront trails, and vibrant downtown Belleville, this exquisite all- stone and stucco end-unit townhome offers luxury, convenience, and an unbeatable location. Thoughtfully designed with open-concept living, this home features two spacious bedrooms plus a versatile den, and three beautifully appointed bathrooms. The double-car garage, in-ground sprinkler system, and private courtyard enhance both curb appeal and everyday comfort. Perfectly positioned just 10 minutes to Highway 401 and only a short drive to the renowned wineries and culinary destinations of Prince Edward County, this is refined living at its best. Whether you're downsizing or seeking a sophisticated home near the water, 40 South Church Street delivers elegance, quality, and lifestyle in equal measure.

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Property Summary

This townhouse located at 40 South Church Street, Belleville is currently for sale and has been available on SousaSells for 435 days. This property is listed at $844,900 with an estimated mortgage of $2,812* per month. It has 2 beds, 3 bathrooms, and is 2000-2500 square feet. 40 South Church Street, Belleville is in the Thurlow Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 13, 2025
Sold price information is available to members only
Listed Date5/7/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural StyleBungaloft
ConstructionBrick, Stone
BasementNone
Lot Size39.98 × 95.19 Feet
CountyHastings
Annual Tax$7,264
Legal DescriptionPT BLOCK 1, PL 21M240 THURLOW, PT 9,10 & 11 21R23123; S/T EASEMENT IN GROSS AS IN HT78290, HT78603, HT78639, HT78741; S/T HT79976; S/T OVER PT 9 & 10 21R23123 IN FAVOUR OF PT 2,3,4,5,6,7 & 8 21R23123 AS IN HT80007; S/T OVER PT 10 21R23123 IN FAVOUR OF PT 12,13,14,15,16,17,18,19,20 & 21 21R23123 AS IN HT80007; T/W OVER PT 12 21R23123 AS IN HT80007; BELLEVILLE; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingCentral Air

Features

Property Features

Hospital, Lake/Pond, Marina, Park, School

Interior Features

Air Exchanger, Auto Garage Door Remote, ERV/HRV, In-Law Capability

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Virtual Tours

Location

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40 South Church Street, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 40 South Church Street, Belleville, ON K8N 0A9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$253,470 (30.0%)
* Minimum Canadian down payment required for this price is $59,490.
Amortization Period30 Years
Estimated Monthly Payment$2,812Based on a loan of $591,430 over 30 years.
Purchase Price$844,900
Loan Amount$591,430
Provincial Land Transfer Tax:$13,373
Total Estimated Closing Taxes:$13,373

About Purchasing a Home in Belleville, ON

For a property listed at $844,900 in Belleville, the legal minimum down payment is $59,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,373 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,373.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Thurlow Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$699,133

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Georges Vanier
Public100 Tracey Street, Belleville, Ontario, K8P 2R8
5.5

Secondary Schools

St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.