44 Geddes Street, Belleville, ON

$349,000
MLS#:X13671682
2 beds
1 baths
< 700 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $349,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 35 x 165 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Upgraded Insulation, Water Heater
  • equipped with window unit(s) central cooling and highly efficient baseboard heating via electric

Description

OPEN HOUSE | SATURDAY AUGUST 22ND | 11:00AM - 12:30PM. FARMHOUSE CHARM | EXTENSIVELY UPDATED | TURNKEY LIVING. Welcome to 44 Geddes Street! Purchased in 2024 as a one-bedroom home, this charming farmhouse-inspired property has been meticulously transformed and brought back to life by its current owner. Extensive updates include new plumbing, electrical, insulation, vapour barrier, and an electric heating system. The home was gutted in many areas and thoughtfully rebuilt, while the layout was converted from one bedroom to two. Inside, farmhouse character meets modern comfort, with beautiful shiplap walls throughout and a completely renovated kitchen featuring new flooring, cabinetry, stainless steel appliances, and a cute little pantry. Custom, hand-made window coverings were thoughtfully created to complement the home's farmhouse aesthetic. The second bedroom closet houses the owned electric hot water tank and convenient washer/dryer hookups. The brand-new metal roof adds durability and completes the farmhouse look, with a matching metal roof planned for the detached shed. Municipal water and sewer, along with electric heat and hot water, make ownership simple and straightforward. Centrally located in the heart of Belleville, you're just minutes from the scenic Moira River, grocery stores, schools, public transit, Pirate Ship Park, and the Quinte Sports & Wellness Centre. Enjoy approximately 8 minutes to Quinte Mall and just 5 minutes to Highway 401. Outside, the beautiful long, shaded lot features a fully fenced backyard with plenty of space for children, pets, gardening, relaxing, and entertaining. Whether you're a first-time buyer or looking to downsize, 44 Geddes Street offers a rare blend of farmhouse charm, extensive updates, thoughtful details, and convenient city living. A true labour of love, this home is ready for its next chapter!

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Property Summary

This detached home located at 44 Geddes Street, Belleville is currently for sale and has been available on SousaSells for 0 days. This property is listed at $349,000 with an estimated mortgage of $1,162* per month. It has 2 beds, 1 bathroom, and is < 700 square feet. 44 Geddes Street, Belleville is in the Belleville Ward neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Belleville Ward, Belleville.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • < 700 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementCrawl Space
Lot Size35 × 165 Feet
CountyHastings
Annual Tax$2,337
Legal DescriptionPT LT 10 W/S GEDDES ST, 11 W/S GEDDES ST PL 11 BELLEVILLE PT 2 21R8165; BELLEVILLE; COUNTY OF HASTINGS

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWindow Unit(s)

Features

Property Features

  • Fenced Yard
  • Hospital
  • Library
  • Park
  • Public Transit
  • School

Interior Features

  • Primary Bedroom - Main Floor
  • Upgraded Insulation
  • Water Heater
  • Water Meter

Security Features

  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 44 Geddes Street, Belleville, ON

Q.What is the asking price for 44 Geddes Street, Belleville, ON ?

The current listing price for 44 Geddes Street, Belleville, ON in Belleville Ward, Belleville is $349,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately < 700 sqft.

Q.What property type and architectural style is 44 Geddes Street, Belleville, ON ?

44 Geddes Street, Belleville, ON is a Detached (Bungalow) featuring a Crawl Space basement.

Q.What key property features does 44 Geddes Street, Belleville, ON offer?

Key property features include: Fenced Yard, Hospital, Library, Park, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Upgraded Insulation, Water Heater, Water Meter.

Q.What security features are installed at 44 Geddes Street, Belleville, ON ?

Security features include: Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Window Unit(s).

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Location

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44 Geddes Street, Belleville, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 44 Geddes Street, Belleville, ON K8P 2X5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

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Interest Rate4.00%
Down Payment$104,700 (30.0%)
* Minimum Canadian down payment required for this price is $17,450.
Amortization Period30 Years
Estimated Monthly Payment$1,162Based on a loan of $244,300 over 30 years.
Purchase Price$349,000
Loan Amount$244,300
Provincial Land Transfer Tax:$3,710
Total Estimated Closing Taxes:$3,710

About Purchasing a Home in Belleville, ON

For a property listed at $349,000 in Belleville, the legal minimum down payment is $17,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,710 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,710.

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Belleville Ward, Belleville Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belleville Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$792,380

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Belleville Ward, Belleville

Elementary Schools

St Michael
Public273 Church Street, Belleville, Ontario, K8N 3C7
5.1
Queen Victoria
PublicBelleville, Ontario
4.7
Holy Rosary
Public10 Prince of Wales Drive, Belleville, Ontario, K8P 2T4
4.5
Prince of Wales
Public37 Prince of Wales Drive, Belleville, Ontario, K8P 2T6
2.6
Queen Elizabeth
Public135 MacDonald Avenue, Belleville, Ontario, K8N 3Y4
3.7

Secondary Schools

Nicholson
Public301 Church Street, Belleville, Ontario, K8N 3C7
6.6
St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7
Moira
Public275 Farley Avenue, Belleville, Ontario, K8N 4M2
4.2
Centennial
Public160 Palmer Road, Belleville, Ontario, K8P 4E1
5.4

Belleville Ward, Belleville Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.