45 Chestnut Drive, Belleville, ON

$749,900
MLS#:X9514465
4 beds
3 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Thurlow Ward. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $749,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 49.12 x 110.76 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Storage, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

With a view of the Moira River and overlooking parkland and trails, this all-brick executive bungalow makes for an ideal retreat nestled on a quiet street in Canniff Mill Estates, just moments from urban conveniences. This home features high ceilings, 2+2 bedrooms, 3 full baths and 7 appliances -- move-in ready for families. The sundrenched main level has hardwood flooring and tile throughout. The primary suite has fully accessible doorways and shower area, and roomy, separate, lit closets. The finished lower level features above-grade windows in the spacious rec room, with 2 additional bedrooms, plus a large workshop/storage area. The kitchen has tons of drawers and cabinets, including a pantry with Lee Valley 6-foot high stainless, pivoting shelves. The glass-surrounded large deck out back is perfect for enjoying direct views of the water, grilling on the natural gas BBQ and relaxing in the shaded overhang. This is the one you've been waiting for!

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Property Summary

This detached home located at 45 Chestnut Drive, Belleville is currently for sale and has been available on SousaSells for 623 days. This property is listed at $749,900 with an estimated mortgage of $2,496* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 45 Chestnut Drive, Belleville is in the Thurlow Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 25, 2024
Sold price information is available to members only
Listed Date10/28/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Stone
BasementFull, Finished
Lot Size49.12 × 110.76 Feet
CountyHastings
Annual Tax$6,281.73
Legal DescriptionLOT 14, PLAN 21M239; THURLOW; BELLEVILLE; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Level, River/Stream

Interior Features

Primary Bedroom - Main Floor, Storage, Water Heater Owned

Security Features

Community Features

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Location

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45 Chestnut Drive, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 45 Chestnut Drive, Belleville, ON K8N 4Z5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

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Interest Rate4.00%
Down Payment$224,970 (30.0%)
* Minimum Canadian down payment required for this price is $49,990.
Amortization Period30 Years
Estimated Monthly Payment$2,496Based on a loan of $524,930 over 30 years.
Purchase Price$749,900
Loan Amount$524,930
Provincial Land Transfer Tax:$11,473
Total Estimated Closing Taxes:$11,473

About Purchasing a Home in Belleville, ON

For a property listed at $749,900 in Belleville, the legal minimum down payment is $49,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,473 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Thurlow Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$699,030

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Georges Vanier
Public100 Tracey Street, Belleville, Ontario, K8P 2R8
5.5

Secondary Schools

St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.