Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $449,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to 45A Oak Street - a beautifully maintained semi-detached bungalow nestled in the heart of Belleville, offering incredible value. Completely carpet-free, this move-in ready home features 2 bedrooms on the main floor plus a fully finished basement with 3 additional bedrooms, making it perfect for large families, multigenerational living, or savvy investors seeking in-law suite potential. The main floor boasts a bright living room, a functional kitchen, and a full 3-piece bathroom, while the lower level mirrors the convenience with its own spacious recreation room and second full bathroom. Enjoy the comfort of forced air gas heating, central air conditioning, and a water purifier system already in place. Park with ease with 4 private driveway spaces - no garage needed! Situated on a generous 29 x 137 ft lot, you're just minutes from the hospital and everyday amenities, with quick access via Station Street East. All major appliances are included - fridge, stove, dishwasher, washer, and dryer - so you can move right in without lifting a finger. Opportunities like this don't last - book your showing today and discover everything this versatile Belleville gem has to offer!
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This detached home located at 45 Oak Street, Belleville is currently for sale and has been available on SousaSells for 31 days. This property is listed at $449,000 with an estimated mortgage of $1,495* per month. It has 5 beds, 2 bathrooms, and is 700-1100 square feet. 45 Oak Street, Belleville is in the Belleville Ward neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Hospital
Carpet Free, Primary Bedroom - Main Floor, Water Purifier, Other, In-Law Capability
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 45 Oak Street, Belleville, ON K8N 5Y4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.
About Purchasing a Home in Belleville, ON
For a property listed at $449,000 in Belleville, the legal minimum down payment is $22,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,455 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.