46 Cottonwood Drive, Belleville, ON

$499,900
MLS#:X13842386
3 beds
4 baths
1500-2000 sqft
3.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 4 Bath Home at 46 Cottonwood Drive Belleville ON listed at $499,900 (MLS# X13842386) - Main View
For Sale
Added:Sep 30, 2026(today)
Updated:Sep 30, 2026(today)
Last Checked:3 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of Thurlow Ward. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 20 x 104.99 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: ERV/HRV, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Freshly updated and move-in ready, this 3-bedroom, 3.5-bath townhome offers three finished levels of living space in the 1,557 sq. ft. Sycamore plan. Situated in Heritage Park, conveniently located just 5 minutes from the 401 and an array of Belleville amenities, the main floor features an inviting foyer, updated powder room, clean kitchen with stainless steel appliances and a peninsula with bar seating, opening into the bright living and dining area. Brand-new wide-plank flooring runs throughout the main level, while the upper floor features new carpet, convenient laundry, two additional bedrooms, a full bathroom, and a spacious primary bedroom with a walk-in closet and private ensuite. The finished lower level adds even more usable living space with a rec room, another full bathroom, utility room and separate storage room. Outside, the property features low-maintenance landscaping in the front and a rear deck overlooking the fenced backyard. Built in 2017 and freshly updated throughout, this townhome offers impressive value and feels like it has barely been lived in. Quick closing available!

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Property Summary

This townhouse located at 46 Cottonwood Drive, Belleville is currently for sale and has been available on SousaSells for 0 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 3 beds, 4 bathrooms, and is 1500-2000 square feet. 46 Cottonwood Drive, Belleville is in the Thurlow Ward neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Thurlow Ward, Belleville.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Belleville.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$499,900
AddedSep 30, 2026 (today)
UpdatedSep 30, 2026 (today)
Last Checked3 minutes ago
Transaction TypeFor Sale
List Office NameRe/Max Quinte Ltd.

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size20 × 104.99 Feet
CountyHastings
Annual Tax$5,016.06
Rental ItemsVista HWT rental
Legal DescriptionPART BLOCK 30, PLAN 21M285, PART 6 PLAN 21R25016 TOGETHER WITH AN EASEMENT OVER PART BLOCK 30, PLAN 21M285, PARTS 1,2 & 4 PLAN 21R25016 AS IN HT220880 CITY OF BELLEVILLE

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Golf
  • Hospital
  • School
  • School Bus Route

Interior Features

  • ERV/HRV
  • On Demand Water Heater

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Belleville Home Buyer Advisory & Market HubActive MLS® Listing in Belleville, Ontario

Looking to Buy a Home in Belleville?

If you are looking for a house in Belleville or researching Belleville real estate for sale, this 3-bedroom att/row/townhouse at 46 Cottonwood Drive, Belleville, ON offers an exceptional opportunity to buy a home in Belleville, Ontario. Whether you are a first-time Belleville home buyer or comparing active Belleville MLS® homes for sale, working with a dedicated Belleville buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Belleville Homes for Sale & MLS® Listings

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Dedicated Belleville Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Belleville realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Belleville Buyer Budget & Costs

Estimated mortgage: $1,664*/month*. Estimated Ontario Land Transfer Tax: $6,473. First-time Belleville home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Belleville

Frequently Asked Questions about 46 Cottonwood Drive, Belleville, ON

Q.What is the asking price for 46 Cottonwood Drive, Belleville, ON ?

The current listing price for 46 Cottonwood Drive, Belleville, ON in Thurlow Ward, Belleville is $499,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 4 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 46 Cottonwood Drive, Belleville, ON ?

46 Cottonwood Drive, Belleville, ON is a Att/Row/Townhouse (2-Storey) featuring a Full, Finished basement.

Q.What key property features does 46 Cottonwood Drive, Belleville, ON offer?

Key property features include: Fenced Yard, Golf, Hospital, School, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: ERV/HRV, On Demand Water Heater.

Q.What security features are installed at 46 Cottonwood Drive, Belleville, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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46 Cottonwood Drive, Belleville, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Thurlow Ward, Belleville

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 46 Cottonwood Drive, Belleville, ON K8N 0J2

Estimated Sales Range
$475,000 - $490,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Belleville, ON

For a property listed at $499,900 in Belleville, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

Similar Listings in Thurlow Ward, Belleville

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Thurlow Ward, Belleville Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Thurlow Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$751,831

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Thurlow Ward, Belleville

Elementary Schools

No elementary schools data loaded.

Secondary Schools

St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7

Thurlow Ward, Belleville Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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