5 Kempton Avenue, Belleville, ON

$725,000
MLS#:X13224638
3 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Thurlow Ward. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $725,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 15.39 x 32.78 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Located in one of Belleville's most desirable neighbourhoods this Duvanco built Windsor model is loaded with so much value that choosing resale actually makes sense. The large foyer leads you to an open-concept kitchen featuring a large centre island with upgraded under mount lighting and tiled back splash flowing into a dining area that opens onto a South facing covered deck, perfect for relaxing in the evening shade. The spacious great room is filled with natural light and features cathedral ceilings. A main floor mudroom/laundry room opens from the attached double garage. Down the widened hall the primary bedroom offers a walk-in closet and spa like ensuite with a large vanity and deep glass and tile shower. Two guest bedrooms and a large 4pc main bath finish out the main floor. The unfinished basement presents excellent potential for future living space including another bath, two more bedrooms and huge rec room. Although you may not notice at first glance, this home has been constructed to be considerate of those with mobility concerns, all interior doorways are a minimum of 36" wide and hallways are 48" wide. The fully fenced yard has been wonderfully maintained and improved with irrigation system. Settlers Ridge Estates is Belleville's premier community, blending luxury with a high-quality lifestyle. Known for wide lots and quiet streets, it's a haven for active living with scenic walking paths and Bird Park's playgrounds and soccer fields. Enjoy unmatched convenience with HWY 401 access and proximity to Quinte Mall, Walmart, and the world-class Black Bear Ridge Golf Club. Here, quality construction meets upscale charm in the city's most sought-after neighbourhood.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Partially Finished
Lot Size15.39 × 32.78 Metres
CountyHastings
Annual Tax$6,485.96
Legal DescriptionLOT 32, PLAN 21M271 CITY OF BELLEVILLE

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

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Location

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5 Kempton Avenue, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 5 Kempton Avenue, Belleville, ON K8N 0E8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

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Interest Rate5.25%
Down Payment$47,500 (6.6%)
* Minimum Canadian down payment required for this price is $47,500.
Amortization Period25 Years
Estimated Monthly Payment$4,037Based on a loan of $677,500 over 25 years.
Purchase Price$725,000
Loan Amount$677,500
Provincial Land Transfer Tax:$10,975
Total Estimated Closing Taxes:$10,975

About Purchasing a Home in Belleville, ON

For a property listed at $725,000 in Belleville, the legal minimum down payment is $47,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,975 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,975.

Nearby Listings

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No current listings found in Belleville.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Thurlow Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$699,210

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Georges Vanier
Public100 Tracey Street, Belleville, Ontario, K8P 2R8
5.5

Secondary Schools

St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.