521 Sidney Street, Belleville, ON

$419,900
MLS#:X13050376
3 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $419,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 59.31 x 157.35 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

ATTENTION FIRST-TIME BUYERS AND INVESTORS! If you are looking for a solid, reliable home with all the expensive mechanical updates already completed, this side-split is the opportunity you've been waiting for. This property offers a practical layout and a fantastic location, making it an ideal entry point into the market or a smart addition to your rental portfolio. The main floor and all three bedrooms feature original hardwood flooring in wonderful condition. The entire home has been freshly painted in a neutral tone, offering a clean and bright canvas to move right into. In the kitchen, you'll find a functional setup complete with a breakfast bar for casual dining and a brand-new gas stove and exhaust fan installed in 2025. The lower level adds significant living space with a large, comfortable family room, a dedicated laundry area, and a second 3-piece bathroom, providing extra room for a growing family or tenants need. What truly sets this property apart is the peace of mind that comes with its recent updates. You can move in without worrying about the big-ticket items: the Furnace and Central Air were replaced in 2023, a new Roof was installed in 2023, and the electrical was updated with a 100-amp panel in 2022. Outside, the property sits on a generous lot with a large, fully fenced private backyard that backs directly onto Park Dale School, ensuring no rear neighbours and easy access to the school grounds. Hobbyists and those needing extra storage will love the oversized detached garage, which features a durable metal roof. Conveniently located right on the bus route and within walking distance to local shops and parks, this home offers incredible value and potential. This is a straightforward, honest home that is ready for its next chapter - come see the potential for yourself!

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 8, 2026
Sold price information is available to members only
Listed Date4/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size59.31 × 157.35 Feet
CountyHastings
Annual Tax$3,709.05
Legal DescriptionPT LT 1 PL 797 THURLOW PT 1, 21R16569, EXCEPT PT 2, 21R21620; BELLEVILLE; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Hospital, Park, Place Of Worship, School, Public Transit

Interior Features

Auto Garage Door Remote, Sump Pump

Security Features

Community Features

Location

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521 Sidney Street, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 521 Sidney Street, Belleville, ON K8P 4A4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

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Interest Rate5.25%
Down Payment$20,995 (5.0%)
* Minimum Canadian down payment required for this price is $20,995.
Amortization Period25 Years
Estimated Monthly Payment$2,377Based on a loan of $398,905 over 25 years.
Purchase Price$419,900
Loan Amount$398,905
Provincial Land Transfer Tax:$4,873
Total Estimated Closing Taxes:$4,873

About Purchasing a Home in Belleville, ON

For a property listed at $419,900 in Belleville, the legal minimum down payment is $20,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,873 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,873.

Nearby Listings

Distance:

No current listings found in Belleville.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belleville Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$631,301

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Michael
Public273 Church Street, Belleville, Ontario, K8N 3C7
5.1
Queen Victoria
PublicBelleville, Ontario
4.7
Holy Rosary
Public10 Prince of Wales Drive, Belleville, Ontario, K8P 2T4
4.5
Prince of Wales
Public37 Prince of Wales Drive, Belleville, Ontario, K8P 2T6
2.6
Prince Charles
Public75 Ritchie Avenue, Belleville, Ontario, K8P 3W2
4.1

Secondary Schools

Nicholson
Public301 Church Street, Belleville, Ontario, K8N 3C7
6.6
St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7
Centennial
Public160 Palmer Road, Belleville, Ontario, K8P 4E1
5.4
Moira
Public275 Farley Avenue, Belleville, Ontario, K8N 4M2
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.