706 River Road, Belleville, ON

$624,999
MLS#:X12954330
3 beds
3 baths
2000-2500 sqft
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Thurlow Ward. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $624,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 168.59 x 124.02 ft lot
  • Features a development potential, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Built-In Oven, ERV/HRV
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Privacy meets convenience! Opportunity awaits with this well-loved (original owner) property situated on nearly 1/2 an acre including 168' frontage. North of Harmony, the privately positioned parcel is on a quiet 'no exit' road, which has unobstructed views of the Moira River and backs onto neighbourless agricultural land. The convenient location is just minutes from Hwy-62 -providing easy access to Belleville, HWY-401 -25 minutes to CFB Trenton & for the golf enthusiast a short drive (and chip) to Black Bear Ridge & Trillium Wood. The aluminum roofed dwelling boasts over 3,100SqFt of combined living space as well as a large backyard-facing deck off the kitchen, expansive front porch facing the river, sun-room featuring a hot tub & attached oversized double-car garage with high ceilings. Garage entry to the home leads to a hallway & closet which is connected with both laundry and powder room, along with passage into the kitchen. The main floor also features a formal dining room, sizeable family room with gas fireplace as well as separate living room. The second floor showcases a near 300-SqFt primary bedroom with ensuite and walk-in closet, 2-additional bedrooms & 5-pc hall bathroom, while the basement is comprised of nearly 1,000SqFt for you to customize / personalize to your specific wants & needs. Property features include secondary road access leading to a gravel parking pad- large enough for an RV, an 18' x 20' detached garage with 2-access + overhead doors on a concrete pad (2015), a storage shed with sloped entry & overhead door for a riding lawnmower, and paved driveway. This rare find has had over $100K in upgrades completed since it was originally purchased from the developer in 1990.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 9, 2026
Sold price information is available to members only
Listed Date4/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick, Aluminum Siding
BasementDevelopment Potential, Partially Finished
Lot Size168.59 × 124.02 Feet
CountyHastings
Annual Tax$4,474
Legal DescriptionPT LT 4 CON 5 THURLOW PT 1 21R12331; BELLEVILLE ; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces10.0
Garage Spaces8
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Clear View, Golf, River/Stream

Interior Features

Auto Garage Door Remote, Built-In Oven, ERV/HRV, Water Heater Owned, Water Softener, Workbench

Security Features

Community Features

Location

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706 River Road, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 706 River Road, Belleville, ON K0K 1V0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

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Interest Rate5.25%
Down Payment$37,500 (6.0%)
* Minimum Canadian down payment required for this price is $37,500.
Amortization Period25 Years
Estimated Monthly Payment$3,501Based on a loan of $587,499 over 25 years.
Purchase Price$624,999
Loan Amount$587,499
Provincial Land Transfer Tax:$8,975
Total Estimated Closing Taxes:$8,975

About Purchasing a Home in Belleville, ON

For a property listed at $624,999 in Belleville, the legal minimum down payment is $37,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,975 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,975.

Nearby Listings

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No current listings found in Belleville.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Thurlow Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$709,754

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Georges Vanier
Public100 Tracey Street, Belleville, Ontario, K8P 2R8
5.5

Secondary Schools

St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.