77 Frank Street, Belleville, ON

$399,900
MLS#:X13424334
1 beds
1 baths
< 700 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 42.28 x 101.18 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Carpet Free, Floor Drain, Separate Heating Controls
  • equipped with other central cooling and highly efficient baseboard heating via electric

Description

Whether you are looking for a beautiful starter home or the perfect place to retire, this property offers an exceptional blend of comfort, convenience, and charm. Situated in a great location close to all local amenities, the home is set on a large lot featuring a spectacular treed area behind the backyard. A brand-new wooden fence has been installed along the north side, meaning very little effort is required to have the yard completely enclosed for pets. Additionally, the property includes an oversized shed that is only a few years old-ideal for storing your outdoor gear or the various items included in the sale, such as lawnmowers, ladders, and gardening equipment. Inside, the home has been completely updated with new insulation throughout, as well as all-new windows and doors to ensure excellent energy efficiency. The main living space features a bright and airy open-concept layout that seamlessly connects the living room, dining room, and kitchen, making it perfect for both daily living and entertaining. The kitchen comes fully equipped with brand-new appliances, including a fridge, stove, and dishwasher, while a new washer and dryer are also included for your convenience. To keep you comfortable through the warmer months, the home features an air conditioner to easily battle the heat. The layout is rounded out by a full-size bedroom boasting two closets for ample storage, a bathroom equipped with a glass walk-in shower for easy access. A good sized recreation room, and a practical utility/storage area, newly insulated for all the knick knacks. This move-in-ready home truly balances functional updates with a fantastic outdoor space.

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Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFull, Partially Finished
Lot Size42.28 × 101.18 Feet
CountyHastings
Annual Tax$2,476.98
Legal DescriptionPT LT 78 PL 148 THURLOW PT 1 21R15415; BELLEVILLE ; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeCarport

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingOther

Features

Property Features

Fenced Yard, Public Transit

Interior Features

Carpet Free, Floor Drain, Separate Heating Controls, Storage, Sump Pump, Upgraded Insulation, Water Heater

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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77 Frank Street, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 77 Frank Street, Belleville, ON K8P 3V5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

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Interest Rate5.25%
Down Payment$19,995 (5.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period25 Years
Estimated Monthly Payment$2,264Based on a loan of $379,905 over 25 years.
Purchase Price$399,900
Loan Amount$379,905
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in Belleville, ON

For a property listed at $399,900 in Belleville, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

Nearby Listings

Distance:

No current listings found in Belleville.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belleville Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$586,501

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Michael
Public273 Church Street, Belleville, Ontario, K8N 3C7
5.1
Queen Victoria
PublicBelleville, Ontario
4.7
Holy Rosary
Public10 Prince of Wales Drive, Belleville, Ontario, K8P 2T4
4.5
Prince of Wales
Public37 Prince of Wales Drive, Belleville, Ontario, K8P 2T6
2.6
Prince Charles
Public75 Ritchie Avenue, Belleville, Ontario, K8P 3W2
4.1

Secondary Schools

Nicholson
Public301 Church Street, Belleville, Ontario, K8N 3C7
6.6
St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7
Centennial
Public160 Palmer Road, Belleville, Ontario, K8P 4E1
5.4
Moira
Public275 Farley Avenue, Belleville, Ontario, K8N 4M2
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.