8 Olive Street, Belleville, ON

$435,000
MLS#:X12268146
4 beds
2 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on October 23, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $435,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 66 x 187 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: None
  • equipped with window unit(s) central cooling and highly efficient water heating via gas

Description

Welcome to 8 Olive Street! This two-storey Century home is ideally located close to a variety of amenities. Set on a generous city lot, the home features a maintenance-free vinyl-sided exterior and a classic wrap-around porch perfect for enjoying warm summer days. The property also offers ample parking and a large yard with plenty of space to enjoy.Inside, the main floor offers a functional layout with generously sized rooms. The foyer opens to a bright living room, which flows into the dining area and kitchen. Patio doors lead from the kitchen to a rear deck overlooking the spacious backyard. A convenient 2-piece bathroom and laundry area complete this level.Upstairs, you'll find four bedrooms and a spacious 5-piece bathroom. Two staircases lead to the second floor, and the entire home is carpet-free for easy maintenance.In 2012, the home received several key updates, including electrical, plumbing, insulation, roof, and a gas boiler, enhancing both efficiency and comfort while preserving the character of the home.With its large yard, wrap-around porch, and central location, this property offers a rare combination of space, charm, and convenience.

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Property Summary

This detached home located at 8 Olive Street, Belleville is currently for sale and has been available on SousaSells for 376 days. This property is listed at $435,000 with an estimated mortgage of $1,448* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 8 Olive Street, Belleville is in the Belleville Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 23, 2025
Sold price information is available to members only
Listed Date7/7/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementUnfinished
Lot Size66 × 187 Feet
CountyHastings
Annual Tax$3,284.05
Legal DescriptionLT 23 N/S CEDAR ST PL 12 BELLEVILLE; PT LT 3 S/S COLLEGE ST PL 12 BELLEVILLE AS IN QR562639; BELLEVILLE; COUNTY OF HASTINGS

Parking & Garage

Parking Total6.0
Parking Space6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeWater
CoolingWindow Unit(s)

Features

Property Features

Interior Features

None

Security Features

Community Features

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Location

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8 Olive Street, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 8 Olive Street, Belleville, ON K8P 2A2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$130,500 (30.0%)
* Minimum Canadian down payment required for this price is $21,750.
Amortization Period30 Years
Estimated Monthly Payment$1,448Based on a loan of $304,500 over 30 years.
Purchase Price$435,000
Loan Amount$304,500
Provincial Land Transfer Tax:$5,175
Total Estimated Closing Taxes:$5,175

About Purchasing a Home in Belleville, ON

For a property listed at $435,000 in Belleville, the legal minimum down payment is $21,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,175 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,175.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belleville Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$585,439

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Michael
Public273 Church Street, Belleville, Ontario, K8N 3C7
5.1
Queen Victoria
PublicBelleville, Ontario
4.7
Holy Rosary
Public10 Prince of Wales Drive, Belleville, Ontario, K8P 2T4
4.5
Prince of Wales
Public37 Prince of Wales Drive, Belleville, Ontario, K8P 2T6
2.6
Prince Charles
Public75 Ritchie Avenue, Belleville, Ontario, K8P 3W2
4.1

Secondary Schools

Nicholson
Public301 Church Street, Belleville, Ontario, K8N 3C7
6.6
St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7
Centennial
Public160 Palmer Road, Belleville, Ontario, K8P 4E1
5.4
Moira
Public275 Farley Avenue, Belleville, Ontario, K8N 4M2
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.