83 Cedar Street, Belleville, ON

$499,900
MLS#:X12850808
5 beds
2 baths
2500-3000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 60 x 90 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Separate Heating Controls, Water Heater Owned
  • equipped with wall unit(s) central cooling and highly efficient radiant heating via gas

Description

Step aside cookie-cutter homes-this century red brick charmer is serving space, style, and serious upgrades. Welcome to this beautifully restored all-brick 2-storey in the heart of Belleville, where tall ceilings, grand rooms, and timeless details create a home with real presence. With over 2,500 sq ft of living space, 5 bedrooms plus a den/office, and tall ceilings throughout, this home delivers the kind of room and charm that's getting harder to find. Original hardwood floors, oversized rooms, a grand staircase (plus a second staircase off the kitchen), and classic wood pocket doors give the home timeless appeal, while the curb appeal is-quite simply-off the charts. Over the past three years, this beauty has been thoughtfully renovated inside and out. Updates include a new roof, windows, soffit, fascia, and eavestrough, along with major mechanical improvements: updated plumbing and electrical, a new natural gas boiler (2025), three ductless mini-split heat pump A/C units, and added spray foam insulation in key areas. The modern kitchen blends style and function with a quartz waterfall peninsula, new stainless steel appliances, and cozy in-floor radiant heat. The main level also features a spacious dining room perfect for gatherings and a convenient 2-piece bath with laundry and new washer/dryer. Upstairs you'll find four bedrooms, an updated 4-piece bath with contemporary finishes, and an additional flex room ideal for an office, playroom, or den. Need even more space? There's 435 sq ft of attic bonus space with windows-ready for your ideas. Located close to dining, shops, waterfront trails, and with easy access to Prince Edward County, this home checks all the boxes. Big, bold, beautifully updated-and proof that sometimes the best homes really are built a century ahead of their time.

Upcoming Open Houses

Saturday, July 11, 202612:00 PM - 1:30 PMPublic

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Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date3/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFull, Unfinished
Lot Size60 × 90 Feet
CountyHastings
Annual Tax$4,791.85
Legal DescriptionPT LT 9 E/S CEDAR ST PL COLEMAN BLOCK THURLOW; PT LT 8 E/S CEDAR ST PL COLEMAN BLOCK THURLOW PT 1 21R18499; S/T & T/W QR609635; BELLEVILLE ; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingWall Unit(s)

Features

Property Features

Hospital, Park, School, Public Transit, Rec./Commun.Centre, Marina

Interior Features

Primary Bedroom - Main Floor, Separate Heating Controls, Water Heater Owned

Security Features

Community Features

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Location

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83 Cedar Street, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 83 Cedar Street, Belleville, ON K8P 3M3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Belleville.

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Interest Rate5.25%
Down Payment$24,995 (5.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period25 Years
Estimated Monthly Payment$2,830Based on a loan of $474,905 over 25 years.
Purchase Price$499,900
Loan Amount$474,905
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Belleville, ON

For a property listed at $499,900 in Belleville, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Belleville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

Nearby Listings

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No current listings found in Belleville.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belleville Ward, Belleville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$586,501

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Michael
Public273 Church Street, Belleville, Ontario, K8N 3C7
5.1
Queen Victoria
PublicBelleville, Ontario
4.7
Holy Rosary
Public10 Prince of Wales Drive, Belleville, Ontario, K8P 2T4
4.5
Prince of Wales
Public37 Prince of Wales Drive, Belleville, Ontario, K8P 2T6
2.6
Prince Charles
Public75 Ritchie Avenue, Belleville, Ontario, K8P 3W2
4.1

Secondary Schools

Nicholson
Public301 Church Street, Belleville, Ontario, K8N 3C7
6.6
St. Theresa
Catholic135 Adam Street, Belleville, Ontario, K8N 5S1
6.7
Centennial
Public160 Palmer Road, Belleville, Ontario, K8P 4E1
5.4
Moira
Public275 Farley Avenue, Belleville, Ontario, K8N 4M2
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.