Buyer Beware! The Truth About Home Warranties in GTA Real Estate

Buyer Beware! The Truth About Home Warranties in GTA Real Estate

Market Trends & News
T
By Tony Sousa
October 11, 2025 8 min read

What You Need to Know About Buying Homes in Milton, Georgetown, Burlington, and Oakville: The Truth About Home Warranties

Buying a home in the Greater Toronto Area, especially in Milton, Georgetown, Burlington, or Oakville, is a huge milestone. But before you make any decisions, there’s something many buyers don’t know — most homes come WITHOUT warranties! That means your new dishwasher, furnace, or even the air conditioner might not be covered if something breaks down. This guide will help you understand what to expect and how to protect yourself.

Why Most Homes Are Sold “As Is”

When you buy a home, you generally buy it "as is." This means the seller isn’t offering any warranties for the appliances or systems inside the house. Stoves, refrigerators, dishwashers, furnaces, and hot water tanks are all usually sold with no guarantees.

What Does That Mean For You?

If the furnace breaks during the first winter or the air conditioner stops working in the summer, you’re responsible for repairs. If the home is older — 10, 20, or even 30 years old — the risk of something needing repair is higher.

Exceptions Where Warranties May Apply

Sometimes, if a furnace or roof was replaced recently, those warranties might be transferable to you. This is rare and depends on the specific agreement with the seller. Always ask about this during your home inspection.

How to Protect Your Investment

Here’s a smart move: get a home care warranty! For about $25 a month, companies like Reliance offer warranties that cover furnace and air conditioning repairs. It’s peace of mind that can save you hundreds or even thousands on unexpected repairs.

Local Insight: Why This Matters in Milton, Georgetown, Burlington & Oakville

These communities often have homes ranging from new builds to older established houses. Older homes especially benefit from home warranties because repairs on heating and cooling systems can be costly.

Tips For First-Time Buyers

    • Always ask the seller if any appliances have transferable warranties.
    • Schedule a thorough home inspection focusing on HVAC systems.
    • Consider signing up for a home warranty to protect yourself.
    • Download our exclusive free report with the Top 10 Home Buying Tips tailored for the GTA market.

Call to Action

Don’t risk costly repairs after your big purchase! Get our FREE Top 10 Tips report and discover how to buy smart in Milton, Georgetown, Burlington, and Oakville.

Ready to sell? Claim a FREE Home Evaluation at SellingAHouse.ca and get the best deal possible on your home.


FAQ

Q1: Do homes in the GTA usually come with warranties? A: No. Almost all homes in Milton, Georgetown, Burlington, and Oakville are sold "as is" without warranties on appliances or systems.

Q2: Can I get a warranty for the furnace after buying a home? A: Yes! Services like Reliance Home Warranty offer affordable monthly plans that cover furnace and air conditioning repairs.

Q3: What should I watch for in older homes? A: Pay attention to the age and condition of major systems like the furnace, roof, and air conditioning. Consider adding a home warranty for protection.

Q4: Are any appliance warranties transferable? A: Sometimes, if the seller replaced appliances or systems recently, those warranties can transfer to the new owner.

Q5: Is a home warranty worth it? A: Absolutely! For a small monthly fee, you gain peace of mind and protect yourself from high repair costs.

Stay informed and empowered in the GTA real estate market by following for more tips and updates.

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