21 Bruce Street, Blue Mountains, ON

$999,000
MLS#:X13521314
2 beds
3 baths
2500-3000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Blue Mountains. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $999,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 102.49 x 66.69 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: On Demand Water Heater, Storage Area Lockers, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Situated just steps from downtown Thornbury, this beautifully restored century home offers exceptional versatility. Set on a mature, tree-lined lot backing onto the Beaver River as it flows into Georgian Bay, the property is ideally located within walking distance of shops, restaurants, cafés, the marina, and the area's many trails. The property has been thoughtfully restored and expanded with an ICF addition completed in 2012, designed to accommodate a main-floor orthodontic clinic with a private residence above, creating a perfect live-work environment. The clinic can be accessed through the main entrance or its own dedicated entrance, offering flexibility for a dental or medical practice, wellness clinic, professional office, studio, or a variety of residential or income-generating possibilities (subject to the appropriate approvals). The upper-level residence showcases quality finishes, with hardwood flooring, and an abundance of natural light. The open-concept kitchen has marble countertops, stainless steel appliances, and an oversized island with seating for 4 (or more) overlooking the comfortable living room. A wood-burning stove creates a warm focal point, while patio doors open onto a balcony nestled among the trees, offering views of the Beaver River below. The residence features two spacious bedrooms, along with a luxurious 5 piece bathroom complete with a glass shower and a clawfoot soaker tub. Outside, the private rear deck provides a retreat where you can unwind to the sound of the flowing river below. Ample on-site parking comfortably accommodates clients, guests, or family without vehicle shuffling. This is a unique opportunity in the perfect location!

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Key Features

Bedrooms
2
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood
BasementUnfinished
Lot Size102.49 × 66.69 Feet
CountyGrey County
Annual Tax$6,074.51
Legal DescriptionPT LT 83 RCP 1023 PT 1 16R8301; THE BLUE MOUNTAINS

Parking & Garage

Parking Spaces5.0
Garage Spaces5
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Marina, River/Stream, Skiing, Wooded/Treed

Interior Features

On Demand Water Heater, Storage Area Lockers, Water Heater Owned

Security Features

Alarm System, Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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21 Bruce Street, Blue Mountains, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Bruce Street N, Blue Mountains, ON N0H 2P0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Blue Mountains.

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Interest Rate5.25%
Down Payment$74,900 (7.5%)
* Minimum Canadian down payment required for this price is $74,900.
Amortization Period25 Years
Estimated Monthly Payment$5,507Based on a loan of $924,100 over 25 years.
Purchase Price$999,000
Loan Amount$924,100
Provincial Land Transfer Tax:$16,455
Total Estimated Closing Taxes:$16,455

About Purchasing a Home in Blue Mountains, ON

For a property listed at $999,000 in Blue Mountains, the legal minimum down payment is $74,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,455 for this transaction. As this listing is in Blue Mountains (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,455.

Nearby Listings

Distance:

No current listings found in Blue Mountains.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Blue Mountains, Blue Mountains.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,361,414

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.