16 Chiniquy Street, Bluewater, ON

$995,000
MLS#:X12812242
4 beds
3 baths
2500-3000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Bayfield. Expertly crafted featuring premium brick and wood construction, this residence presents an exceptional opportunity offered at $995,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 105 x 99.99 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Generator - Full, In-Law Capability, Separate Heating Controls
  • Efficient forced air heating via gas

Description

Close to Everything - Including Perfection. Located on a quiet tree-lined street in the heart of Bayfield, a property surrounded by tall walnut trees sits a charming English-style home is a rare year-round cottage in the heart of Bayfield, close to both Pioneer Park and the Lake, offering the perfect blend of comfort, privacy, and walk-able village living. Thoughtfully designed for both everyday living and multi-generational gatherings, the unique floor plan features a private Primary Suite at one end of the home and guest/children's bedrooms at the other, with central living spaces that bring everyone together. Originally built in 1914 with a wood addition in 1984, the home has been beautifully updated while preserving its timeless character and warmth. Just steps from Bayfield's historic Main Street, you'll enjoy boutique shopping, dining, and lakeside living right outside your door. Inside, the welcoming layout flows into an open-concept kitchen with updated appliances, a bright dining area, with a stunning custom locally crafted chandelier made by a renowned Blacksmith and a sun-drenched Great Room featuring vaulted ceilings, heated floors, skylight, copper-covered fireplace, and full views and access to the landscaped and expansive yard along with a kitchen garden. A private sitting room leads to the spacious Primary Suite, while the opposite wing offers three additional bedrooms, a cozy den/library with gas fireplace, a second full bathroom. Laundry, a spacious front entrance flows through to a mudroom, and a powder room complete the interior.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 15, 2026
Sold price information is available to members only
Listed Date2/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Wood
BasementCrawl Space
Lot Size105 × 99.99 Acres
CountyHuron
Annual Tax$4,953
Legal DescriptionLT147 PL 147 PT LT148 PL 147 BAYFIELD CONFIRMED BY 22B2274 PT 2 22R1741, MUNICIPALITY OF BLUEWATER

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Arts Centre, Beach, Golf, Marina, Library, Place Of Worship

Interior Features

Generator - Full, In-Law Capability, Separate Heating Controls, Water Meter

Security Features

Community Features

Location

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16 Chiniquy Street, Bluewater, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 16 Chiniquy Street, Bluewater, ON N0M 1G0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Bluewater.

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Interest Rate5.25%
Down Payment$74,500 (7.5%)
* Minimum Canadian down payment required for this price is $74,500.
Amortization Period25 Years
Estimated Monthly Payment$5,485Based on a loan of $920,500 over 25 years.
Purchase Price$995,000
Loan Amount$920,500
Provincial Land Transfer Tax:$16,375
Total Estimated Closing Taxes:$16,375

About Purchasing a Home in Bluewater, ON

For a property listed at $995,000 in Bluewater, the legal minimum down payment is $74,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,375 for this transaction. As this listing is in Bluewater (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,375.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Bayfield, Bluewater.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$976,467

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.