38 Catherine Street, Bluewater, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Bayfield. Expertly crafted featuring premium stone and board & batten construction, this residence presents an exceptional opportunity offered at $895,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 59 x 105.6 ft lot
- Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available
- Notable attributes: Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Discover this beautifully maintained century home in the coveted Old Bayfield neighborhood, featuring a stunning stone front, an inviting enclosed porch, and a perfect blend of historic charm and modern upgrades. Inside, the chefs kitchen is a showstopper, complete with granite countertops, and a butcher block island with seating. Recent upgrades include a new dishwasher and fridge (2024), stove in 2016. You'll fall in love with the spacious living room on the main floor with its cozy gas fireplace. Main floor features also include hardwood floors throughout, a large separate dining room with fireplace and built-in century cupboard, guest bedroom, powder room plus an enclosed porch, featuring an insulated floor which adds additional year-round living space. Upstairs, the primary bedroom is a true retreat, fully renovated in 2022 with new flooring, built-in cabinets and closets, plus a luxurious ensuite bath and in-suite laundry (new washer & dryer in 2024). This home has been meticulously updated over the year including new windows (2019), steel roof (2017), new furnace (2015), On-demand hot water & central air, composite decking on the side deck & bunkie. And best of all, your guests will love their own private retreat in the backyard bunkie, featuring a kitchenette, gas fireplace, 3-piece bathroom, bedroom and loft, ideal for weekend stays or extra living space. Enjoy outdoor living in the fully fenced backyard, complete with a hot tub, perfect for relaxing after a day exploring all that Bayfield has to offer. Situated in the heart of Old Bayfield, this home is just a short stroll to Main Streets charming shops and restaurants, the beach, and Pioneer Park. Don't miss this rare opportunity to own a timeless home in one of Bayfield's most desirable locations!
Schedule a Tour
Contact us to schedule a private viewing of this property.
Contact Agent
Property Summary
This detached home located at 38 Catherine Street, Bluewater is currently for sale and has been available on SousaSells for 503 days. This property is listed at $895,000 with an estimated mortgage of $2,979* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 38 Catherine Street, Bluewater is in the Bayfield neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Interior Features
Water Heater Owned
Security Features
Community Features
Virtual Tours
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 38 Catherine Street, Bluewater, ON N0M 1G0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Mortgage & Affordability Audit
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Bluewater.
Configure Loan Settings
About Purchasing a Home in Bluewater, ON
For a property listed at $895,000 in Bluewater, the legal minimum down payment is $64,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,375 for this transaction. As this listing is in Bluewater (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,375.
Similar Listings Nearby
City & Neighborhood Guide
Comprehensive city-wide demographics, local real estate stats, and school rankings for Bayfield, Bluewater.
People & Families
Age Distribution
Household Composition
Top Ethnic Origins
Local Schools Guide
Elementary Schools
Secondary Schools
Homes & Housing
Structural Home Types
Tenure (Ownership vs Rental)
Need more details or a custom CMA?
Generate a full market evaluation or explore city guides using the sidebar links.
Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.