1003 Settlers Lane, Bracebridge, ON

$499,000
MLS#:X12837644
2 beds
1 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Macaulay. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a spacious lot (Feet)
  • 4.0 total parking spaces available
  • Notable attributes: Carpet Free, Upgraded Insulation, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Welcome to 1003 Settlers Lane in Bracebridge, a well maintained 1354 square foot slab on grade bungalow offering comfortable one level living in a peaceful rural setting just minutes from town. This bright and functional home features two generous size bedrooms and one full bath, ideal for first time buyers, downsizers or those looking for easy maintenance living. A spacious mudroom provides the perfect transition from the outdoors with ample room for seasonal storage, boots and gear. The living room offers direct access to a beautiful covered porch, creating a great space to relax and enjoy the surrounding property. Outside, you will find a large fully fenced side yard, perfect for kids and pets, along with a separate shed with electrical service for additional storage or workshop potential. Numerous important upgrades have been completed over the years including a metal roof approximately five years old, drilled well pump, pressure tank, hot water tank and water filtration system replaced in summer 2025, and blown in attic insulation for improved efficiency. The home is also equipped with a GenerLink generator plug for portable generator connection, propane hookup for a BBQ, and high speed fibre optic internet. Located in a desirable rural area with quick access to Highway 11 and just minutes to downtown Bracebridge and all daily amenities. Along with being located in the highly sought after Macaulay School District, enjoy being down the road from the Muskoka River and High Falls, offering fantastic swimming and outdoor recreation close to home.A solid move in ready home in a convenient and scenic Muskoka location.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 30, 2026
Sold price information is available to members only
Listed Date3/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementNone
CountyMuskoka
Annual Tax$2,080.34
Legal DescriptionPT LT 11 CON 6 MACAULAY PT 2, 35R19330 BRACEBRIDGE/MUSKOKA LAKES

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Hospital, School Bus Route

Interior Features

Carpet Free, Upgraded Insulation, Water Heater Owned, Water Purifier

Security Features

Community Features

Location

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1003 Settlers Lane, Bracebridge, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1003 Settlers Lane, Bracebridge, ON P1L 1W9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Bracebridge.

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Interest Rate5.25%
Down Payment$24,950 (5.0%)
* Minimum Canadian down payment required for this price is $24,950.
Amortization Period25 Years
Estimated Monthly Payment$2,825Based on a loan of $474,050 over 25 years.
Purchase Price$499,000
Loan Amount$474,050
Provincial Land Transfer Tax:$6,455
Total Estimated Closing Taxes:$6,455

About Purchasing a Home in Bracebridge, ON

For a property listed at $499,000 in Bracebridge, the legal minimum down payment is $24,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,455 for this transaction. As this listing is in Bracebridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,455.

Nearby Listings

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No current listings found in Bracebridge.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Macaulay, Bracebridge.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$682,419

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Macaulay
Public1270 Cedar Lane, Bracebridge, Ontario, P1L 1W9
8.0
Bracebridge
Public100 Clearbrook Trail, Bracebridge, Ontario, P1L 0A3
5.6
Monck
Public250 Wellington Street North, Bracebridge, Ontario, P1L 1C1
6.6

Secondary Schools

Bracebridge and Muskoka Lakes
Public100 Clearbrook Trail, Bracebridge, Ontario, P1L 0A3
6.7
St. Dominic
Catholic955 Cedar Lane, Bracebridge, Ontario, P1L 0A1
5.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.