23 Spencer Street, Bracebridge, ON

$899,000
MLS#:X12928912
4 beds
3 baths
2000-2500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of Monck (Bracebridge). Expertly crafted featuring premium wood and stone construction, this residence presents an exceptional opportunity offered at $899,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 44.47 x 68.81 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Waterfront Access and a Maintenance Free Lifestyle!. Originally built as the Model Home this grand end unit townhome boasts an array of upgrades and higher end features & finishes. The impressive Great Room has cathedral ceilings, a full height stone fireplace and large windows that gift the space with natural light. The Chef's Kitchen and open concept Dining Room offer an ideal area to entertain and host dinner parties with its large island, granite counter tops and unobstructive views of neighbouring green space and mature trees. The generous main floor Primary suite offers vaulted ceilings, a 5 piece ensuite , walk in closet and direct access to the expansive private deck- a peaceful retreat and perfect place to enjoy morning coffee or unwind at the end of the day. A laundry room/mudroom with access via the single car garage and a powder room complete the main level. Upstairs you will find an inviting open to below loft space overlooking the Great Room along with three spacious Bedroom and a four piece washroom- perfect for family or guests. The lower level is full of potential, with eight foot high ceilings and plumbing roughed in for another bathroom. The home also features an upgraded water filtration system. Mature perennial gardens & landscaped stone pathway add additional curb appeal and fibre internet keeps you connected. Maintenance Free Living at its finest. Lawn Care, complete snow removal and garbage/recycle pick up are provided with your monthly maintenance fee ($287). This beautiful home is situated next to Annie Williams Park, where you will find beach areas, a swim dock, room for your pets to play and year round events including theatre performances and the popular Muskoka Arts & Crafts Show. Enjoy the best of Muskoka living in this quiet, friendly neighbourhood just minutes from downtown Bracebridge and its many shops, restaurants and amenities.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusExtension
Listed Date3/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionWood , Stone
BasementUnfinished
Lot Size44.47 × 68.81 Feet
CountyMuskoka
Annual Tax$5,056
Legal DescriptionPLAN 1 PT LOT 2 RP 35R23664 PARTS 1 92 113 AND 114 ( See Schedule C for Full Legal Description)

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Park, Library, School, Waterfront

Interior Features

Auto Garage Door Remote

Security Features

Alarm System

Community Features

Location

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23 Spencer Street, Bracebridge, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 23 Spencer Street, Bracebridge, ON P1L 0B7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Bracebridge.

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Interest Rate5.25%
Down Payment$64,900 (7.2%)
* Minimum Canadian down payment required for this price is $64,900.
Amortization Period25 Years
Estimated Monthly Payment$4,971Based on a loan of $834,100 over 25 years.
Purchase Price$899,000
Loan Amount$834,100
Provincial Land Transfer Tax:$14,455
Total Estimated Closing Taxes:$14,455

About Purchasing a Home in Bracebridge, ON

For a property listed at $899,000 in Bracebridge, the legal minimum down payment is $64,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,455 for this transaction. As this listing is in Bracebridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,455.

Nearby Listings

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No current listings found in Bracebridge.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Monck (Bracebridge), Bracebridge.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$844,903

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Monck
Public250 Wellington Street North, Bracebridge, Ontario, P1L 1C1
6.6
Bracebridge
Public100 Clearbrook Trail, Bracebridge, Ontario, P1L 0A3
5.6
Macaulay
Public1270 Cedar Lane, Bracebridge, Ontario, P1L 1W9
8.0

Secondary Schools

Bracebridge and Muskoka Lakes
Public100 Clearbrook Trail, Bracebridge, Ontario, P1L 0A3
6.7
St. Dominic
Catholic955 Cedar Lane, Bracebridge, Ontario, P1L 0A1
5.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.