36 B Spencer Street, Bracebridge, ON

$599,000
MLS#:X12246615
4 beds
3 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Backsplit 3 semi-detached located in the coveted neighborhood of Monck (Bracebridge). Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 33.3 x 165 ft lot
  • Features a crawl space, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, In-Law Capability, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Welcome to your next home nestled in a quiet, family-friendly neighborhood of Bracebridge. This bright and welcoming 3+1 bedroom, 2.5-bathroom home offers an ideal blend of comfort and functionality with space for everyone. The open layout on the main floor allows for seamless flow from the sun-filled living area, perfect for game nights, to the dining space where everyone will actually want to sit down at the same time. The kitchen is ready to handle everything from pancake Sundays to holiday feasts, and the extra bedroom in the lower level gives you even more options whether it's a guest room, home office, or your personal yoga retreat (no judgment on which one gets used more).Upstairs, retreat to the spacious primary bedroom complete with ensuite, offering a peaceful escape after long days. Two additional bedrooms provide space for your growing family or weekend visitors. Step outside to a private yard that is craving a barbecue party or a few lawn chairs around the fire pit to enjoy the evening stars and great conversations. And if fresh air and green space are your thing, Annie Williams Memorial Park is just a short walk away perfect for picnics, riverside strolls, or burning off some of that after-dinner energy. This home is move-in ready, awaiting your personal touch.

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Property Summary

This detached home located at 36 B Spencer Street, Bracebridge is currently for sale and has been available on SousaSells for 385 days. This property is listed at $599,000 with an estimated mortgage of $1,994* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 36 B Spencer Street, Bracebridge is in the Monck (Bracebridge) neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 24, 2025
Sold price information is available to members only
Listed Date6/26/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBacksplit 3
ConstructionBrick, Vinyl Siding
BasementCrawl Space, Partially Finished
Lot Size33.3 × 165 Feet
CountyMuskoka
Annual Tax$2,930.55
Legal DescriptionPT LT 12 PL 2 MONCK PT 1 & 3, 35R14773; BRACEBRIDGE ; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Hospital, Library, Park, School, Place Of Worship

Interior Features

Auto Garage Door Remote, In-Law Capability, Water Heater

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Virtual Tours

Location

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36 B Spencer Street, Bracebridge, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 36 B Spencer Street, Bracebridge, ON P1L 1E1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Bracebridge.

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Interest Rate4.00%
Down Payment$179,700 (30.0%)
* Minimum Canadian down payment required for this price is $34,900.
Amortization Period30 Years
Estimated Monthly Payment$1,994Based on a loan of $419,300 over 30 years.
Purchase Price$599,000
Loan Amount$419,300
Provincial Land Transfer Tax:$8,455
Total Estimated Closing Taxes:$8,455

About Purchasing a Home in Bracebridge, ON

For a property listed at $599,000 in Bracebridge, the legal minimum down payment is $34,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,455 for this transaction. As this listing is in Bracebridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Monck (Bracebridge), Bracebridge.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$832,492

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Monck
Public250 Wellington Street North, Bracebridge, Ontario, P1L 1C1
6.6
Bracebridge
Public100 Clearbrook Trail, Bracebridge, Ontario, P1L 0A3
5.6
Macaulay
Public1270 Cedar Lane, Bracebridge, Ontario, P1L 1W9
8.0

Secondary Schools

Bracebridge and Muskoka Lakes
Public100 Clearbrook Trail, Bracebridge, Ontario, P1L 0A3
6.7
St. Dominic
Catholic955 Cedar Lane, Bracebridge, Ontario, P1L 0A1
5.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.