435 Simcoe Street, Bradford West Gwillimbury, ON

$879,900
MLS#:N13450072
3 beds
4 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Bradford. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $879,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 33.9 x 102.97 ft lot
  • Features a apartment, finished with walk-out, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 435 Simcoe Road, a beautiful and immaculate 3-bedroom, 4-bath home in the heart of Bradford - ideal for first-time buyers, young couples, and growing families with children! This bright and inviting home features an open-concept main floor layout with a spacious living room highlighted by a large picture window offering spectacular views of the scenic neighbourhood and filling the space with natural light. The functional layout is perfect for comfortable family living and entertaining, with a terrace and BBQ area. The second floor offers a large primary bedroom complete with a relaxing corner tub ensuite, along with two other spacious bedrooms with closets. A skylight brings additional warmth and natural light to the upper level. The professionally finished walk-out basement studio with separate entrance, completed in 2020, provides excellent flexibility for an in-law suite, potential rental income, extended family living, or a professional work-from-home office. The basement also features a beautiful 3-piece bathroom with a glass shower enclosure. Additional upgrades include pot lights, a fresh coat of paint, fairly new appliances, new air conditioning, separate side stairs to the basement, and an extended driveway for additional parking completed in 2024. Move-in ready with modern updates, a family-oriented neighbourhood, and cozy space for the whole family - a must-see home!

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Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementApartment, Finished with Walk-Out, Separate Entrance
Lot Size33.9 × 102.97 Feet
CountySimcoe
Annual Tax$4,455.56
Legal DescriptionPT LT 4 PL 51M667, PTS 1 & 2 PL 51R31260, S/T EASE AS IN LT429798, S/T EASEMENT OVER PT 1 PL 51R31260 AS IN.

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Library, Park, Place Of Worship, Public Transit, School

Interior Features

Auto Garage Door Remote, In-Law Suite

Security Features

Alarm System, Carbon Monoxide Detectors, Monitored, Smoke Detector

Community Features

Location

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435 Simcoe Street, Bradford West Gwillimbury, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 435 Simcoe Street, Bradford West Gwillimbury, ON L3Z 3C4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Bradford West Gwillimbury.

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Interest Rate5.25%
Down Payment$62,990 (7.2%)
* Minimum Canadian down payment required for this price is $62,990.
Amortization Period25 Years
Estimated Monthly Payment$4,868Based on a loan of $816,910 over 25 years.
Purchase Price$879,900
Loan Amount$816,910
Provincial Land Transfer Tax:$14,073
Total Estimated Closing Taxes:$14,073

About Purchasing a Home in Bradford West Gwillimbury, ON

For a property listed at $879,900 in Bradford West Gwillimbury, the legal minimum down payment is $62,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,073 for this transaction. As this listing is in Bradford West Gwillimbury (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,073.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Bradford, Bradford West Gwillimbury.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,029,536

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.