86 Victoria Street, Brantford, ON

$499,900
MLS#:X12301893
4 beds
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of Brantford. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 38.48 x 66 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Softener
  • Efficient forced air heating via gas

Description

Great Investment Opportunity, Have someone subsidize your mortgage or rent out both units. Legal Top And Bottom Duplex Close To Downtown Brantford, Wilfrid Laurier University, Conestoga College and Brantford Hospital. Main Floor Offers 2 Bedrooms & 1 Bathroom, With A Spacious Living Room And Walk Out Kitchen & has Exclusive Laundry Access in the Basement. Main floor is presently rented for $1800.00 Plus Hydro on a Month to Month basis and is willing to stay. Hydro separately metered for each unit. Upper Unit Offers 2 Bedrooms & 1 Bath, With A Spacious Kitchen/Dining & Living Room. Windows, Electrical, And Roof Have Been Updated. Great Access To Transit, Shopping And Casino.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusExtension
Listed Date7/23/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style2-Storey
ConstructionAluminum Siding, Brick
BasementFull, Unfinished
Lot Size38.48 × 66 Feet
CountyBrantford
Annual Tax$2,919.25
Legal DescriptionPt Lt 17 N/S Victoria St Pl City Of Brantford, Sep

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Hospital, Public Transit, School

Interior Features

Water Softener

Security Features

Community Features

Location

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86 Victoria Street, Brantford, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 86 Victoria Street, Brantford, ON N3S 3K6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Brantford.

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Interest Rate5.25%
Down Payment$24,995 (5.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period25 Years
Estimated Monthly Payment$2,830Based on a loan of $474,905 over 25 years.
Purchase Price$499,900
Loan Amount$474,905
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Brantford, ON

For a property listed at $499,900 in Brantford, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Brantford (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

Nearby Listings

Distance:

No current listings found in Brantford.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Brantford.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$742,061

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Central
Public135 George Street, Brantford, Ontario, N3W 2B2
1.7
Graham Bell-Victoria
Public56 Grand Street, Brantford, Ontario, N3R 4B2
0.6
Dufferin
Public106 Chestnut Avenue, Brantford, Ontario, N3T 4C6
6.0
Christ the King
Public165 Dufferin Avenue, Brantford, Ontario, N3T 4R4
6.1
Grandview
Public68 North Park Street, Brantford, Ontario, N3R 4J9
0.9

Secondary Schools

Brantford
Public120 Brant Avenue, Brantford, Ontario, N3T 3H3
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.