280 Bay Street, Brock, ON

$659,900
MLS#:N13570336
5 beds
3 baths
1500-2000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Beaverton. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $659,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 70.01 x 129.15 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This beautiful, solid all-brick bungalow offers an incredible layout with exceptional space, featuring up to five bedrooms, three bathrooms, and a fully finished lower-level in-law suite. Nestled in a highly desirable, close-knit community, this freshly painted home perfectly combines classic durability with fantastic updates inside and out. The main level greets you with large principal rooms designed for comfortable living and effortless entertaining. A big living showcases elegant hardwood floors, while the refreshed, large eat-in kitchen serves as a wonderful hub for family gatherings. The expansive primary bedroom retreat is complete with double closets, a convenient two-piece ensuite, and a private sitting area that overlooks the rear patio and backyard. The lower level boasts a fully self-contained in-law suite complete with a separate entrance, a full kitchen, a four-piece bathroom, and a massive recreation room. This level also hosts two additional private rooms. While these rooms are perfect as bedrooms, their versatile layout also makes them ideal for a quiet home office, a personal gym, or a media room. The outdoor space is designed for maximum enjoyment, featuring a great-sized backyard, a newer deck, and a beautiful circular interlock rear patio. Mechanical updates and exterior features provide ultimate peace of mind, including a gas furnace, central air conditioning, a detached one-and-a-half-car garage with a private driveway. This is a truly complete package in a fantastic location.

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Property Summary

This detached home located at 280 Bay Street, Brock is currently for sale and has been available on SousaSells for 1 day. This property is listed at $659,900 with an estimated mortgage of $2,197* per month. It has 5 beds, 3 bathrooms, and is 1500-2000 square feet. 280 Bay Street, Brock is in the Beaverton neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick
BasementFinished, Full
Lot Size70.01 × 129.15 Feet
CountyDurham
Annual Tax$5,126.8
Legal DescriptionPT LTS 73 & 74 PL 81 PT 1, 40R9729, N OF BAY ST; BROCK TOWNSHIP OF BROCK

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Lake/Pond, Marina, Park, School

Interior Features

None

Security Features

Community Features

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Location

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280 Bay Street, Brock, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 280 Bay Street, Brock, ON L0K 1A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Brock.

Configure Loan Settings

Interest Rate4.00%
Down Payment$197,970 (30.0%)
* Minimum Canadian down payment required for this price is $40,990.
Amortization Period30 Years
Estimated Monthly Payment$2,197Based on a loan of $461,930 over 30 years.
Purchase Price$659,900
Loan Amount$461,930
Provincial Land Transfer Tax:$9,673
Total Estimated Closing Taxes:$9,673

About Purchasing a Home in Brock, ON

For a property listed at $659,900 in Brock, the legal minimum down payment is $40,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,673 for this transaction. As this listing is in Brock (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,673.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Beaverton, Brock.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$772,389

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.