227 Pearl Street, Brockville, ON

$260,000
MLS#:X11214508
2 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on December 10, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 810 - Brockville. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $260,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 17.36 x 127.75 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater
  • Efficient baseboard heating via electric

Description

UNIQUE OPPORTUNITY. This property is available for sale and the Seller will provide 100% financing (to qualified Buyers). Tired of renting or having a hard time saving up a down payment? Are you eager to own your own home but haven't been afforded an opportunity? This may be the home for you. This property is being sold with a "Vendor Take Back Mortgage Only". No conventional financing needed. You could own this charming 2 bed, 1 bath home located at the end of a quiet street in downtown Brockville. This adorable gem has been renovated from top to bottom. Bright kitchen, newly painted, new flooring and carpeting, new bathroom renovation, rear yard deck, parking (access to parking via designated right of way next door driveway), storage shed & more. Smaller home, ideal for individuals just starting out on their own, downsizing or retirees. This property has recently been completely renovated and is well priced. Immediate possession available. A variety of "Vendor Take Back" options are available. Down payment or no down-payment, this Seller is prepared to help you realize the rewards of Home Ownership. Financing Options Worksheet available upon request.

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Property Summary

This detached home located at 227 Pearl Street, Brockville is currently for sale and has been available on SousaSells for 600 days. This property is listed at $260,000 with an estimated mortgage of $865* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 227 Pearl Street, Brockville is in the 810 - Brockville neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 10, 2024
Sold price information is available to members only
Listed Date11/25/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementCrawl Space
Lot Size17.36 × 127.75 Feet
CountyLeeds and Grenville
Annual Tax$1,827
Legal DescriptionPT LT 2 S/S PEARL ST BLK 46 PL 67 AS IN LR329721; T/W LR329721; BROCKVILLE

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Park, School, School Bus Route, River/Stream, Public Transit

Interior Features

Water Heater

Security Features

None

Community Features

Location

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227 Pearl Street, Brockville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 227 Pearl Street W, Brockville, ON K6V 4E1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Brockville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$78,000 (30.0%)
* Minimum Canadian down payment required for this price is $13,000.
Amortization Period30 Years
Estimated Monthly Payment$865Based on a loan of $182,000 over 30 years.
Purchase Price$260,000
Loan Amount$182,000
Provincial Land Transfer Tax:$2,375
Total Estimated Closing Taxes:$2,375

About Purchasing a Home in Brockville, ON

For a property listed at $260,000 in Brockville, the legal minimum down payment is $13,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,375 for this transaction. As this listing is in Brockville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,375.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 810 - Brockville, Brockville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$521,467

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Vanier
Public40 Vanier Drive, Brockville, Ontario, K6V 3J5
4.6
Commonwealth
Public166, Brockville, Ontario, K6V 1R4
3.4
St John Bosco
Public12 Durham Street, Brockville, Ontario, K6V 7A4
7.5
Toniata
Public24, Brockville, Ontario, K6V 2A4
5.4
Ange-Gabriel
Public1515 Kensington Parkway, Brockville, Ontario, K6V 6H9
6.5

Secondary Schools

Thousand Islands
Public2510 Parkedale Avenue, Brockville, Ontario, K6V 3H1
6.0
Brockville
Public90 Pearl Street East, Brockville, Ontario, K6V 1P8
6.9
St. Mary’s
CatholicMary Street, Brockville, Ontario, K6V 6H9
7.2
Ange-Gabriel
Public1515 Kensington Parkway, Brockville, Ontario, K6V 6H9
7.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.