103 Courtney Street, Cambridge, ON

$799,900
MLS#:X13865124
3 beds
2 baths
1500-2000 sqft
3.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 103 Courtney Street Cambridge ON listed at $799,900 (MLS# X13865124) - Main View
Open House
For Sale
Added:Oct 5, 2026(1 day ago)
Updated:Oct 6, 2026(today)
Last Checked:21 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick and metal/steel siding construction, this residence presents an exceptional opportunity offered at $799,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 54.09 x 130.45 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (3.0 total parking spaces)
  • Notable attributes: Sump Pump, Water Heater, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

What makes this home especially appealing is the combination: century-home character and 10 foot ceilings, beautiful views, modernized living spaces and significant updates already completed. It has the warmth and personality of a home with history without asking you to give up the comforts you want today like a primary ensuite right out of a luxury hotel. Some homes are easy to understand from the photos. This one deserves to be experienced in person. Built in 1900 and beautifully updated for today, this is the kind of home that immediately makes you curious to see more. Step inside and you'll find generous rooms and the character you simply don't find in newer construction, complemented by thoughtful improvements throughout. A main floor laundry room and bathrooms that have been transformed into spa-like retreats, updated in 2022 and 2024, creating spaces that feel luxurious and relaxing. The updated gourmet kitchen is made for both everyday living and entertaining, while the kitchen and family room take full advantage of a beautiful outlook through a wall of windows that brings the outdoors in. Behind the charm is a long list of important improvements. The wiring and plumbing have been updated, the furnace, air conditioning and HVAC system were updated in 2020, main-floor windows in 2021, the concrete driveway in 2021, then updated in 2026 with concrete curbs and integrated catch-basins and a French drain between the driveway and the house for additional peace of mind., kitchen in 2022, washer and dryer in 2022, sump pump in 2024, and the metal roof adds another valuable feature for peace of mind.. The large backyard is private with a great view. Off the deck you'll find a large storage/workshop area perfect for the handy person or hobbyist. This home should be on your "must see" list.

Upcoming Open Houses

1 Scheduled
Saturday, October 10, 20262:00 PM - 4:00 PMPublic
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Property Summary

This detached home located at 103 Courtney Street, Cambridge is currently for sale and has been available for 1 day. This property is listed at $799,900 with an estimated mortgage of $2,663* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 103 Courtney Street, Cambridge

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cambridge.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cambridge.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$799,900
AddedOct 5, 2026 (1 day ago)
UpdatedOct 6, 2026 (today)
Last Checked21 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX REAL ESTATE CENTRE INC.

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick, Metal/Steel Siding
BasementFull, Unfinished
Lot Size54.09 × 130.45 Feet
CountyWaterloo
Annual Tax$4,634
Rental ItemsNone
Legal DescriptionLot 2 Plan 54 Cambridge; Cambridge

Parking & Garage

Parking Total3.0
Parking Space3
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Sump Pump
  • Water Heater
  • Water Heater Owned
  • Water Softener

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Cambridge Home Buyer Advisory & Market HubActive MLS® Listing in Cambridge, Ontario

Looking to Buy a Home in Cambridge?

If you are looking for a house in Cambridge or researching Cambridge real estate for sale, this 3-bedroom detached at 103 Courtney Street, Cambridge, ON offers an exceptional opportunity to buy a home in Cambridge, Ontario. Whether you are a first-time Cambridge home buyer or comparing active Cambridge MLS® homes for sale, working with a dedicated Cambridge buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Cambridge Homes for Sale & MLS® Listings

Browse all verified Cambridge real estate listings, compare active Cambridge houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Cambridge Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Cambridge realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Cambridge Buyer Budget & Costs

Estimated mortgage: $2,663*/month*. Estimated Ontario Land Transfer Tax: $12,473. First-time Cambridge home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Cambridge

Frequently Asked Questions about 103 Courtney Street, Cambridge, ON

Q.What is the asking price for 103 Courtney Street, Cambridge, ON ?

The current listing price for 103 Courtney Street, Cambridge, ON in Cambridge is $799,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 103 Courtney Street, Cambridge, ON ?

103 Courtney Street, Cambridge, ON is a Detached (1 1/2 Storey) featuring a Full, Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Sump Pump, Water Heater, Water Heater Owned, Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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103 Courtney Street, Cambridge, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cambridge, Cambridge

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 103 Courtney Street, Cambridge, ON N3C 1S2

Estimated Sales Range
$760,000 - $784,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

Configure Loan Settings

Interest Rate4.00%
Down Payment$239,970 (30.0%)
* Minimum Canadian down payment required for this price is $54,990.
Amortization Period30 Years
Estimated Monthly Payment$2,663Based on a loan of $559,930 over 30 years.
Purchase Price$799,900
Loan Amount$559,930
Provincial Land Transfer Tax:$12,473
Total Estimated Closing Taxes:$12,473

About Purchasing a Home in Cambridge, ON

For a property listed at $799,900 in Cambridge, the legal minimum down payment is $54,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,473 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,473.

Cambridge Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$1,232,213

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Cambridge

Elementary Schools

Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Blue Heron
Public749 Grand Valley Drive, Preston, Cambridge, Ontario, N3H 2S3
5.3

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Cambridge Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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