170 Water Street, Unit 6, Cambridge, ON

$499,000
MLS#:X12126388
2 beds
2 baths
900-999 sqft
2.0 parking
Residential Condo & Other
170 Water Street N 906, Cambridge, ON N1R 3B6
⚠️

Property no longer active

This property was sold on June 24, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 900-999 sqft
  • 2.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 906-170 Water St N, an exceptional executive two-bedroom, two-bathroom condo located in the vibrant and highly sought-after downtown Galt district of Cambridge. This residence is just steps from trendy shops, fine dining, and the picturesque Grand River. Upon entry, you are greeted by pristine hardwood floors that flow seamlessly throughout the open-concept living space, complemented by large oversized windows and a spacious wraparound balcony, ideal for unwinding or taking in the beautiful cityscape and calming river views. The sleek, modern kitchen is a true showstopper, featuring cabinetry with crown molding, high-end finishes, gleaming stone countertops, stainless steel appliances, a breakfast bar, and a stylish backsplash that adds the perfect touch of elegance. The second bedroom, currently used as a dining room, can easily be reverted into a separate bedroom, providing flexible living options to suit your needs. The primary bedroom is a sanctuary of relaxation, boasting stunning river views, a his-and-hers closet, and a private 4-piece ensuite with new vanity lighting, taps, and a luxurious showerhead. Additional highlights of this turnkey property include in-suite laundry with new stackable appliances, updated flooring, remote-controlled LED lighting, and freshly painted walls throughout. Enjoy the convenience of two underground parking spaces and access to premium building amenities, including a rooftop lounge, fitness center with panoramic views, guest suite, and party room. Condo fees cover water, A/C, and heat, leaving only hydro at an affordable average of $50/month. Surrounded by green spaces, trails, boutique shops, theatres, and minutes from the 401 and public transportation, this stunning condo presents an unparalleled ownership opportunity for first-time buyers, professionals, investors, or those looking to downsize in style. Don't miss the chance to call this riverfront gem your home!

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Property Summary

This condo apartment located at 170 Water Street, Cambridge is currently for sale and has been available on SousaSells for 457 days. This property is listed at $499,000 with an estimated mortgage of $1,661* per month. It has 2 beds, 2 bathrooms, and is 900-999 square feet. 170 Water Street, Cambridge

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cambridge.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 900-999 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Cambridge.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
900-999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateJune 24, 2025
Sold price information is available to members only
Listed Date5/6/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick
BasementNone
CountyWaterloo
Annual Tax$4,204

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeUnderground

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Greenbelt/Conservation
  • Ravine
  • School
  • School Bus Route

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 170 Water Street, Unit 6, Cambridge, ON

Q.What is the asking price for 170 Water Street, Unit 6, Cambridge, ON ?

The current listing price for 170 Water Street, Unit 6, Cambridge, ON in Cambridge is $499,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 900-999 sqft.

Q.What property type and architectural style is 170 Water Street, Unit 6, Cambridge, ON ?

170 Water Street, Unit 6, Cambridge, ON is a Condo Apartment (Apartment) featuring a None basement.

Q.What key property features does 170 Water Street, Unit 6, Cambridge, ON offer?

Key property features include: Greenbelt/Conservation, Ravine, School, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Underground).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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170 Water Street, Unit 6, Cambridge, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 170 Water Street N 906, Cambridge, ON N1R 3B6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

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Interest Rate4.00%
Down Payment$149,700 (30.0%)
* Minimum Canadian down payment required for this price is $24,950.
Amortization Period30 Years
Estimated Monthly Payment$1,661Based on a loan of $349,300 over 30 years.
Purchase Price$499,000
Loan Amount$349,300
Provincial Land Transfer Tax:$6,455
Total Estimated Closing Taxes:$6,455

About Purchasing a Home in Cambridge, ON

For a property listed at $499,000 in Cambridge, the legal minimum down payment is $24,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,455 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,455.

Cambridge Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$892,376

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Cambridge

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Blair Road
Public85 Sunset Boulevard, Galt, Cambridge, Ontario, N1S 1A9
5.6

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Cambridge Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.