235 Saginaw Parkway, Unit 21, Cambridge, ON

$584,900
MLS#:X11431851
3 beds
2 baths
1800-1999 sqft
1.0 parking
Residential Condo & Other
235 Saginaw Parkway 38, Cambridge, ON N1T 1X4
⚠️

Property no longer active

This property was sold on February 25, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey condo townhouse located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $584,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1800-1999 sqft
  • Features a finished, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Rough-In Bath
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

EXCEPTIONAL SAVINGS with LOW CONDO FEES read on for more:Imagine coming home to a beautifully maintained townhouse designed just for you. Just 5 minutes from the 401 and steps from schools, parks, and shopping, this home combines convenience with comfort. The bright, open living area is perfect for family moments, while the kitchen and dining area create the perfect setting for hosting and entertaining. Relax on your private balcony overlooking peaceful greenery with no rear neighbors. Upstairs, the spacious primary bedroom is your serene retreat, joined by two additional bedrooms for your growing family. The finished basement offers a cozy den with French doors to a second patio and the rec room provides extra space for a playroom, gym, or lounge. With ample visitor parking, hosting is easy! And these spots arent just for visitors, SECOND vehicles can use visitor parking if a secondary parking spot is needed. This isnt just a home; its where memories are made. Schedule your visit today!**Potential buyers can take advantage of exceptionally low condo fees of $350/month for the entire year of 2025! Homeowners have taken the liberty of prepaying a portion of the condo fees in 2025 to pass the savings on to you!!!** (Subject to any future changes or adjustments) **EXTRAS** Fridge, Stove, Dishwasher, Washer, Dryer

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Property Summary

This townhouse located at 235 Saginaw Parkway, Cambridge is currently for sale and has been available on SousaSells for 617 days. This property is listed at $584,900 with an estimated mortgage of $1,947* per month. It has 3 beds, 2 bathrooms, and is 1800-1999 square feet. 235 Saginaw Parkway, Cambridge

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cambridge.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1800-1999 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cambridge.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1800-1999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateFebruary 25, 2025
Sold price information is available to members only
Listed Date11/27/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFinished, Walk-Out
CountyWaterloo
Annual Tax$2,837.38

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Rough-In Bath

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 235 Saginaw Parkway, Unit 21, Cambridge, ON

Q.What is the asking price for 235 Saginaw Parkway, Unit 21, Cambridge, ON ?

The current listing price for 235 Saginaw Parkway, Unit 21, Cambridge, ON in Cambridge is $584,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1800-1999 sqft.

Q.What property type and architectural style is 235 Saginaw Parkway, Unit 21, Cambridge, ON ?

235 Saginaw Parkway, Unit 21, Cambridge, ON is a Condo Townhouse (2-Storey) featuring a Finished, Walk-Out basement.

Q.What interior features are included in this home?

Interior highlights include: Rough-In Bath.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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235 Saginaw Parkway, Unit 21, Cambridge, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 235 Saginaw Parkway 38, Cambridge, ON N1T 1X4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

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Interest Rate4.00%
Down Payment$175,470 (30.0%)
* Minimum Canadian down payment required for this price is $33,490.
Amortization Period30 Years
Estimated Monthly Payment$1,947Based on a loan of $409,430 over 30 years.
Purchase Price$584,900
Loan Amount$409,430
Provincial Land Transfer Tax:$8,173
Total Estimated Closing Taxes:$8,173

About Purchasing a Home in Cambridge, ON

For a property listed at $584,900 in Cambridge, the legal minimum down payment is $33,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,173 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,173.

Cambridge Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$892,376

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Cambridge

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Blair Road
Public85 Sunset Boulevard, Galt, Cambridge, Ontario, N1S 1A9
5.6

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Cambridge Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.